Arizona Paystub Generator (2026)
Arizona has a 2.5% individual income tax rate, but paycheck withholding is not automatically 2.5%. Employees normally choose an Arizona withholding percentage on Form A-4, so the amount withheld from a paycheck can differ from Arizona's 2.5% individual income tax rate.
Use the Arizona paystub generator with actual payroll information, including the employee's Form A-4 withholding election, earnings, pay-period dates, deductions, and applicable wage rules. Review the completed pay stub before downloading it.
- Free preview before you spend anything
- No account or signup needed
- 2026 Arizona withholding guidance using the employee's Form A-4 election
- $15.15/hr Arizona minimum wage for 2026; Flagstaff minimum wage is $18.35/hr
- Zero local income taxes anywhere in Arizona
- Supports employee wage records and contractor earnings records when based on actual income
- Instant PDF by email or direct download
- Satisfaction guaranteed
| Arizona Individual Income Tax | 2.5% of Arizona taxable income. This is the income-tax rate, not necessarily the employee's paycheck withholding percentage. |
|---|---|
| Arizona Paycheck Withholding | Employees normally choose 0.5%, 1.0%, 1.5%, 2.0%, 2.5%, 3.0%, or 3.5% on Form A-4. A new employee who does not submit Form A-4 within five days is generally withheld at 2.0%. |
| Local Wage Income Tax | No separate Arizona city or county wage-income-tax withholding normally applies. |
| Arizona Minimum Wage | $15.15 per hour effective January 1, 2026. |
| Flagstaff Minimum Wage | $18.35 per hour effective January 1, 2026. Covered tipped employees also receive the full $18.35 Flagstaff minimum wage. |
| Tipped Wage Outside Flagstaff | Under Arizona's statewide rules, a qualifying employer may generally use up to a $3.00-per-hour tip credit when all requirements are satisfied. At the 2026 statewide minimum, the direct wage can therefore be as low as $12.15 per hour. |
| Pay Statement | Arizona requires written or electronic earnings and withholding statements when wages are paid by direct deposit or payroll card. |
| Earned Paid Sick Time | Required sick-time information must be recorded in or attached to the employee's regular paycheck. |
| Arizona Unemployment Insurance | Employer-paid. The 2026 taxable wage base is $8,000, the new-employer rate is 2.00%, and the adjusted experience-rate schedule ranges from 0.03% to 8.36%. |
Arizona Income Tax and Paycheck Withholding in 2026
Arizona's individual income tax rate is 2.5% for 2026. That rate is different from the percentage withheld from every employee paycheck.
Employees subject to Arizona withholding normally complete Form A-4, Arizona Withholding Percentage Election. Available withholding elections are 0.5%, 1.0%, 1.5%, 2.0%, 2.5%, 3.0%, and 3.5%. Employees can also request additional withholding.
A new employee who does not submit Form A-4 within five days is generally subject to the 2.0% default withholding rate until a valid election is provided.
Arizona withholding applies to taxable wages. Pre-tax deductions can make taxable wages different from gross pay. Read what SIT or SWT means on a pay stub and how taxable wages work on a pay stub.
Official sources: Arizona Department of Revenue withholding guidance and Arizona Form A-4.
Arizona Paycheck Examples for 2026
Arizona withholding depends on the employee's Form A-4 election. Federal income-tax withholding varies based on Form W-4 and the employee's payroll circumstances.
Phoenix Example: $24 per Hour, 80 Hours Biweekly
| Item | Calculation | Amount |
|---|---|---|
| Gross pay | 80 × $24.00 | $1,920.00 |
| Social Security | 6.2% × $1,920 | $119.04 |
| Medicare | 1.45% × $1,920 | $27.84 |
| Arizona withholding at 2.5% election | 2.5% × $1,920 | $48.00 |
| Arizona withholding at 2.0% default | 2.0% × $1,920 | $38.40 |
| Federal income-tax withholding | Based on Form W-4 and IRS rules | Varies |
Flagstaff Example: $18.35 per Hour, 80 Hours Biweekly
| Item | Calculation | Amount |
|---|---|---|
| Gross pay | 80 × $18.35 | $1,468.00 |
| Social Security | 6.2% × $1,468 | $91.02 |
| Medicare | 1.45% × $1,468 | $21.29 |
| Arizona withholding at 2.5% election | 2.5% × $1,468 | $36.70 |
| Arizona withholding at 2.0% default | 2.0% × $1,468 | $29.36 |
| Federal income-tax withholding | Based on Form W-4 and IRS rules | Varies |
For help reviewing earnings, taxes, deductions, and net pay, see how to read a pay stub and pre-tax vs. post-tax deductions.
Arizona Minimum Wage and Flagstaff Minimum Wage in 2026
Arizona's statewide minimum wage is $15.15 per hour effective January 1, 2026.
Flagstaff Minimum Wage: $18.35 per Hour
Flagstaff's minimum wage is $18.35 per hour effective January 1, 2026 for covered employees working within the city.
Covered tipped employees in Flagstaff must also receive the full $18.35 minimum wage. There is no lower Flagstaff tipped cash wage for 2026.
Tipped Employees Outside Flagstaff
Under Arizona's statewide rules, a qualifying employer may generally use up to a $3.00-per-hour tip credit when all requirements are satisfied. At the 2026 statewide minimum, the direct wage can therefore be as low as $12.15 per hour.
Official sources: Industrial Commission of Arizona and City of Flagstaff Minimum Wage.
Arizona Payroll Requirements for 2026
| Payroll Item | 2026 Rule |
|---|---|
| Arizona income-tax rate | 2.5% of Arizona taxable income. |
| Arizona withholding | Form A-4 election from 0.5% through 3.5%. New employees who do not timely submit Form A-4 are generally withheld at 2.0%. |
| Arizona paydays | Employers generally designate at least two fixed paydays per month, not more than 16 days apart, subject to statutory exceptions. |
| Direct deposit/payroll card statement | A written or electronic earnings and withholding statement is required when wages are paid by direct deposit or payroll card under A.R.S. § 23-351. |
| Earned paid sick time | Specified sick-time information must be recorded in or attached to the employee's regular paycheck. |
| Arizona minimum wage | $15.15 per hour. |
| Flagstaff minimum wage | $18.35 per hour. |
| Arizona unemployment insurance | Employer-paid. The 2026 taxable wage base is $8,000. The new-employer rate is 2.00%. |
| Overtime | Arizona generally follows federal FLSA overtime rules for covered nonexempt employees, including overtime after 40 hours in a workweek. Arizona does not impose a general daily overtime requirement. |
Arizona SUTA / Unemployment Insurance in 2026
Arizona unemployment insurance is employer-paid and should not normally appear as an employee SUI deduction.
- Taxable wage base: $8,000
- New-employer rate: 2.00%
- Adjusted experience-rate range: 0.03% to 8.36%
See what SUI or SUTA means on a pay stub.
Arizona Earned Paid Sick Time
Covered employees generally accrue at least one hour of earned paid sick time for every 30 hours worked. The usual annual limit is 40 hours for employers with 15 or more employees and 24 hours for smaller employers, unless a more generous policy applies.
The amount of earned paid sick time available, the amount taken year-to-date, and sick-time pay received must be recorded in or attached to the regular paycheck.
Official sources: A.R.S. § 23-351, A.R.S. § 23-375, and Arizona DES 2026 UI Tax Rate Chart.
Who Uses an Arizona Paycheck Stub Generator?
Arizona pay stubs are useful for employees and employers who need a clear record of actual earnings, hours, taxes, deductions, pay-period dates, net pay, and year-to-date totals.
- Hourly employees: Review regular hours, overtime, applicable minimum wage, taxes, and deductions.
- Salaried employees: Review salary earnings, Arizona withholding, federal taxes, deductions, and YTD totals.
- Tipped employees: Confirm whether Arizona statewide or Flagstaff wage rules apply.
- Small businesses: Prepare wage records based on actual payroll information and the employee's Form A-4 election.
Independent contractors are not traditional payroll employees. They typically rely on 1099 forms, invoices, tax returns, bank statements, or platform earnings records. See proof of income when self-employed.
How to Create an Arizona Pay Stub
- Enter actual employer, employee, and pay-period information. Add salary or hourly rate, hours, overtime, tips, pay-period dates, and other real earnings.
- Use the employee's actual Arizona Form A-4 election. Do not automatically assume Arizona withholding is 2.5%.
- Review the completed pay stub. Check gross pay, taxable wages, FICA, Arizona withholding, deductions, applicable sick-time information, net pay, and YTD totals.
See how to read a pay stub for help reviewing the fields.
Using an Arizona Pay Stub as Proof of Income
A recent employer-issued pay stub can be one form of income documentation, but the organization requesting verification decides which documents and date range it accepts.
Other supporting records can include W-2s, tax returns, bank statements, employment letters, 1099 forms, benefit statements, or other independently verifiable records.
See what counts as proof of income and proof of income for an apartment.
Always use truthful payroll information. A generated document should not be used to invent employment or misrepresent wages or income.
Common Questions About Arizona Pay Stubs
What is Arizona's income tax rate for 2026?
Arizona has a flat 2.5% individual income tax rate. That is different from the percentage withheld from every paycheck.
Is Arizona paycheck withholding always 2.5%?
No. Form A-4 allows 0.5%, 1.0%, 1.5%, 2.0%, 2.5%, 3.0%, or 3.5% withholding, plus an optional additional amount. New employees who do not timely submit Form A-4 are generally withheld at 2.0%.
What is Arizona minimum wage in 2026?
Arizona's statewide minimum wage is $15.15 per hour. Flagstaff's local minimum wage is $18.35 per hour.
Can Flagstaff employers use a lower tipped wage in 2026?
No for employees covered by Flagstaff's ordinance. Covered tipped and non-tipped employees must receive the full $18.35 Flagstaff minimum wage.
Does Arizona require a pay statement?
Arizona requires a written or electronic earnings and withholding statement when wages are paid by direct deposit or payroll card. Arizona's earned-paid-sick-time rules also require specified sick-time information to be recorded in or attached to the regular paycheck.
What are Arizona SUTA rates for 2026?
Arizona unemployment insurance is employer-paid. The taxable wage base is $8,000, the new-employer rate is 2.00%, and the adjusted experience-rate range is 0.03% to 8.36%.
Official Arizona Payroll Sources
Ready to Create Your Arizona Pay Stub Online?
Enter actual payroll information, use the employee's applicable Form A-4 withholding election, review earnings and deductions, and confirm any Arizona or Flagstaff wage rules that apply.
Payroll information reviewed and updated August 2026.