Arkansas Paystub Generator (2026)
Use the Arkansas paystub generator with actual payroll information, including earnings, pay-period dates, deductions, federal Form W-4 information, and the employee's Arkansas withholding certificate. Arkansas paycheck withholding should follow the applicable Department of Finance and Administration withholding guidance rather than simply applying the state's top individual income-tax rate.
Works for W-2 employees, 1099 independent contractors, hourly and salaried workers, and small business owners anywhere in Arkansas.
- Free preview see the full stub before paying anything
- No signup required — no account, no email, no forms
- 2026 Arkansas payroll guidance based on current official sources
- Employees & contractors — both W-2 and 1099 setups supported
- Instant PDF — download immediately or receive by email
- YTD calculations — year-to-date totals auto-calculated on every stub
- 100% satisfaction guarantee — corrections always free
"Needed a pay stub for a car loan approval in Fort Smith and had it done in five minutes. Numbers matched my employer records exactly."
— Marcus T., Fort Smith, AR
"As a self-employed contractor in Fayetteville, I use ePaystubs every time I need proof of income for a new client contract. Clean, professional, and accepted everywhere."
— Dana R., Fayetteville, AR
Table of Contents
- Arkansas Income Tax and Withholding in 2026
- Arkansas Paycheck Taxes and Deductions
- Arkansas Payroll Requirements
- How to Create an Arkansas Pay Stub
- Who Uses an Arkansas Paystub Generator
- Using Pay Stubs as Proof of Income
- Official Arkansas Payroll Sources
- Frequently Asked Questions
- Related State Paystub Generators
Arkansas Income Tax and Paycheck Withholding in 2026
Arkansas reduced its top individual income-tax rate to 3.7% for tax years beginning on or after January 1, 2026. The annual individual income-tax system is progressive; it is not simply a two-bracket system of 2% and 3.7%.
| Net Taxable Income | Marginal Rate |
|---|---|
| $0 – $5,599 | 0% |
| $5,600 – $11,199 | 2% |
| $11,200 – $15,999 | 3% |
| $16,000 – $26,399 | 3.4% |
| $26,400 – $94,700 | 3.7% |
Higher-income taxpayers are also subject to Arkansas's upper-income table and applicable bracket-adjustment rules. These annual income-tax brackets should not be confused with the amount withheld from an individual paycheck.
Arkansas Employee Withholding Forms
Arkansas employers use Form AR4EC, Employee's Withholding Exemption Certificate, to determine employee withholding information. Form AR4ECSP applies when an employee qualifies for a special withholding exemption.
Actual paycheck withholding should be calculated using the current Arkansas Department of Finance and Administration withholding method and the employee's valid certificate. Do not simply multiply every Arkansas employee's wages by 3.7%.
See our guide to SIT or SWT on a pay stub and taxable wages on a pay stub.
Official references: Arkansas DFA 2026 Withholding Instructions and Arkansas Form AR4EC.
What Can Appear on an Arkansas Paycheck in 2026
A pay stub can include earnings, federal and state withholding, FICA taxes, voluntary deductions, garnishments when applicable, net pay, and year-to-date totals. Not every employee will have the same withholding or deductions.
| Item | 2026 Treatment |
|---|---|
| Federal income-tax withholding | Varies based on federal Form W-4, taxable wages, pay frequency, and IRS withholding rules. |
| Social Security | 6.2% employee rate on covered wages up to the 2026 Social Security wage base of $184,500. |
| Medicare | 1.45% employee rate on covered Medicare wages; federal Additional Medicare Tax can apply when required. |
| Arkansas withholding | Varies according to AR4EC/AR4ECSP and the applicable Arkansas DFA withholding method. |
| Arkansas unemployment tax | Employer-paid unemployment insurance. It should not normally appear as an employee SUTA/SUI deduction. |
| Voluntary deductions | May include eligible retirement contributions, health coverage, HSA/FSA deductions, and other authorized benefits. |
Example: $15 per Hour, 80 Hours Biweekly
For an employee earning $15 per hour for 80 hours, gross pay is $1,200.00. At the standard employee FICA rates, Social Security would be $74.40 and Medicare would be $17.40. Federal and Arkansas income-tax withholding cannot be accurately stated without the employee's withholding information and applicable tables.
That means a single fixed “net paycheck” figure should not be presented as accurate for every Arkansas worker.
For more detail, see how to read a pay stub and pre-tax vs. post-tax deductions.
Arkansas Payroll Requirements for 2026
Minimum Wage
Arkansas's state minimum wage remains $11.00 per hour. The Arkansas Minimum Wage Act generally covers employers with four or more employees. Smaller employers may still have obligations under the federal Fair Labor Standards Act depending on federal coverage.
Tipped Employees
Qualifying tipped employees must receive at least $2.63 per hour directly from the employer, and tips plus cash wages must bring the employee to at least the applicable minimum wage. If tips are insufficient, the employer must make up the difference.
Overtime
Covered nonexempt employees generally must receive 1.5 times the regular rate for hours actually worked over 40 in a workweek. Arkansas does not generally require overtime merely because an employee works more than eight hours in one day. Exemptions and special rules can apply.
Official wage information: Arkansas Department of Labor and Licensing — Minimum Wage and Overtime.
Arkansas Unemployment Insurance / SUTA
Arkansas unemployment insurance is an employer payroll tax, not a normal employee paycheck deduction. For 2026, Arkansas Division of Workforce Services lists:
- Taxable wage base: $7,000 per employee
- New-employer tax rate: 2.0%
- Experienced-employer range: 0.200% to 5.100%
- Deficit-rate levels: 6.100%, 8.100%, and 10.100%
- 2026 stabilization rate: 0.200%
See the Arkansas DWS Employer UI Information and our explanation of SUI or SUTA on a pay stub.
Payroll Records and Pay Stubs
Arkansas does not currently impose a general statewide requirement that every private employer provide an itemized pay stub for every pay period. That does not eliminate employer payroll-record obligations. Employers must maintain wage and employment records required under applicable Arkansas and federal rules.
For Arkansas unemployment-insurance purposes, employers must keep payroll records containing information such as pay periods, employee identification, places of employment, hiring dates, and remuneration.
Official recordkeeping reference: Arkansas Code of Rules — Employer Payroll Records.
How to Create an Arkansas Pay Stub
- Enter actual employer and employee information. Use the real employer name, employee information, pay period, and pay date.
- Enter actual earnings. Add hourly wages or salary, hours worked, overtime, tips, bonuses, and other real compensation.
- Use the correct withholding information. Federal withholding depends on Form W-4. Arkansas withholding should use the employee's AR4EC or AR4ECSP information and the applicable Arkansas withholding method.
- Review the preview. Check gross pay, taxable wages, FICA, Arkansas withholding, deductions, net pay, and year-to-date figures before finalizing the document.
Create your Arkansas pay stub and preview it .
Who Uses an Arkansas Paystub Generator?
An Arkansas paycheck stub generator can help when a legitimate payroll record needs to be prepared or reviewed from actual payroll information.
- Hourly employees: review hours, overtime, taxes, deductions, and net pay.
- Salaried employees: review salary earnings, withholding, benefit deductions, and YTD totals.
- Tipped employees: review direct wages, reported tips, and applicable minimum-wage requirements.
- Small businesses: prepare clear payroll records using actual wage and withholding information.
Independent contractors are generally not payroll employees. A contractor's self-employment tax is not the same thing as employee FICA withholding and should not be presented as an employee payroll deduction merely to make a generated stub look more realistic.
Using an Arkansas Pay Stub as Proof of Income
An employer-issued pay stub can be one form of income verification. The organization requesting proof decides which documents, how many pay periods, and what additional verification it accepts.
Depending on the situation, other records can include W-2 forms, tax returns, bank statements, employment verification, benefit statements, 1099 forms, or other independently verifiable income records.
See what counts as proof of income and proof of income for an apartment.
Always use truthful information. A generated pay stub should not be used to invent employment, inflate wages, or misrepresent income to a landlord, lender, government agency, court, or another party.
Official Arkansas Payroll Sources
- Arkansas DFA 2026 Withholding Instructions
- Arkansas Form AR4EC
- Arkansas Department of Labor and Licensing
- Arkansas Division of Workforce Services — Employer UI Information
Frequently Asked Questions — Arkansas Paystub Generator
What is Arkansas's top individual income-tax rate in 2026?
Arkansas's top individual income-tax rate is 3.7% for tax years beginning on or after January 1, 2026. The state uses multiple marginal rates and additional upper-income calculation rules, so 3.7% should not be treated as a flat withholding percentage on every paycheck.
How is Arkansas paycheck withholding calculated?
Employers use the applicable Arkansas DFA withholding method along with the employee's Form AR4EC information. Form AR4ECSP applies to qualifying special withholding exemptions. Actual withholding varies by employee.
What is Arkansas minimum wage in 2026?
Arkansas's state minimum wage remains $11.00 per hour for employees covered by the Arkansas Minimum Wage Act. Qualifying tipped employees must receive at least $2.63 per hour directly, with tips bringing total compensation to at least the applicable minimum wage.
What is the Arkansas SUTA rate for new employers in 2026?
Arkansas DWS lists a 2.0% new-employer unemployment-insurance rate for 2026 on a $7,000 taxable wage base. SUTA is an employer payroll tax and should not normally be deducted from employee wages.
Does Arkansas require every employer to provide a pay stub?
Arkansas does not currently have a general statewide rule requiring every private employer to provide an itemized pay stub for each pay period. Employer payroll-record and wage-payment obligations still apply, and federal requirements may also apply.
Can an independent contractor use an employee pay stub?
Independent contractors are generally not employees and normally document income with records such as invoices, 1099 forms, tax returns, bank records, or payment-platform records. Employee FICA withholding should not be applied to a contractor as though the contractor were a W-2 employee.
Is the Arkansas pay stub preview free?
The site provides a preview before purchase. Review the current checkout price and document details before completing an order.
Ready to Create Your Arkansas Pay Stub Online?
Enter actual payroll information, use the appropriate federal and Arkansas withholding information, review the completed preview, and confirm all figures before finalizing the document.
Create Your Arkansas Pay Stub — PreviewArkansas payroll information reviewed and updated August 2026.