Hawaii Paycheck Calculator 2026

Estimate your 2026 Hawaii take-home pay from salary or hourly wages. This calculator uses the 2026 Booklet A withholding tables with your Form HW-4 status and allowances, lets you add an employee TDI share, and handles federal W-4 withholding, Social Security, Medicare and pre-tax deductions. Hawaii tax shows up as state withholding (SIT) on your pay stub.

Written by Rachel Brooks, Tax Forms and W-2 Content Specialist. Updated September 24, 2026. Every example is checked against the live calculator and by hand.

Calculate Take-Home Pay Hawaii Payroll Guide

Gross pay$2,307.69

Pay frequencyBiweekly

Taxes & deductionsCurrent

Federal income tax$193.08

Social Security + Medicare$176.54

Hawaii income tax$120.02

Estimated net pay$1,818.05

Example: $60,000 salary, paid biweekly, federal Single, HW-4 single with no allowances, no TDI share and no voluntary deductions.

2026 Booklet A withholdingHW-4 status, allowances and optional TDI

Federal W-4 + FICA2026 Publication 15-T, $184,500 wage base

Salary or hourlyWeekly, biweekly, semimonthly and monthly pay

Hawaii Paycheck Calculator

Pay details

Pay type

Salary Hourly

Annual salary

Pay frequency

Federal Form W-4

Filing status

Step 3: Credits (annual dependent and other credits)

Step 4(a): Other annual income

Step 4(b): Deductions

Step 4(c): Extra withholding (per paycheck)

Step 2(c) Multiple jobs or spouse also works Exempt from federal income-tax withholding, when qualified

Need the form itself? Use our Form W-4 generator.

Hawaii Form HW-4

Hawaii HW-4 status Choose the withholding status shown on Form HW-4.

HW-4 withholding allowances Enter the regular withholding allowances claimed on HW-4.

Additional Hawaii withholding (per paycheck)

Hawaii withholding exception Select an exception only when the employee qualifies.

Employee TDI rate

Employer plan dependent; statutory employee ceiling is 0.50%.

Include employee Hawaii TDI contribution

TDI is off by default because you only pay a share if your employer's plan charges one. The employee share can't exceed 0.5% of weekly wages or $7.50 a week in 2026.

Deductions

Traditional retirement (per paycheck, cuts federal income tax)

Section 125 / HSA (per paycheck, can cut FICA too)

Other post-tax deductions (per paycheck)

Advanced payroll fields

YTD Social Security wages (stops SS at the $184,500 base)

YTD Medicare wages (for Additional Medicare)

78.8% Take home

Your paycheck

Take-home pay $1,818.05

Taxes $489.64

Other deductions $0.00

Where your money goesCurrent pay

Gross pay$2,307.69

Federal income tax−$193.08

Social Security−$143.08

Medicare−$33.46

Additional Medicare$0.00

Hawaii income-tax withholding−$120.02

Hawaii TDI$0.00

Traditional retirement$0.00

Section 125 / HSA$0.00

What You Should Know About Hawaii Paychecks

Hawaii has one of the highest state income taxes on wages, and it shows on every paycheck. Employers withhold it with the 2026 Booklet A tables: annual wages minus a $4,350 lump-sum allowance and $1,144 for each Form HW-4 allowance, taxed on a schedule that runs from 1.4% to 7.9%. On a $60,000 salary that's $120.02 per biweekly paycheck, about 5.2% of gross pay.

The Act 46 tax cuts are working their way into paychecks each year through 2031. For 2026 the standard deduction on the return doubled to $8,000 for single filers, which is why many Hawaii workers now get part of their withholding back as a refund.

You may also see a small Temporary Disability Insurance (TDI) deduction, capped at $7.50 a week, if your employer shares the cost. No Hawaii county taxes wages, and the minimum wage is $16.00 an hour.

1.4% to 7.9% 2026 withholding schedule

Booklet A rates; return rates reach 11% at the top.

$1,144 Per HW-4 allowance

Plus a $4,350 lump-sum allowance everyone gets.

$7.50 Maximum weekly TDI

0.5% of weekly wages, only if your employer shares the cost.

$16.00 2026 minimum wage

Rising to $18.00 on January 1, 2028.

Hawaii Paycheck Taxes at a Glance

Here's everything that can come out of a Hawaii paycheck in 2026 and which payroll costs the employer pays instead. For more on the federal lines, see our FICA tax guide.

Hawaii employee paycheck items in 2026
Paycheck item	2026 treatment	Employee deduction?
Federal income tax	Based on wages, pay frequency and Form W-4, using IRS Publication 15-T	Yes
Social Security	6.2% up to the 2026 wage base of $184,500	Yes
Medicare	1.45% of all wages, plus 0.9% Additional Medicare above $200,000	Yes
Hawaii income tax	2026 Booklet A schedule, 1.4% to 7.9%, after $4,350 and $1,144 per HW-4 allowance	Yes
Temporary Disability Insurance (TDI)	Up to 0.5% of weekly wages, $7.50 a week maximum, if the employer shares the cost	Sometimes
Prepaid health care	Employee share of required health coverage, capped at 1.5% of wages	Sometimes
Local income tax	None; no Hawaii county taxes wages	No
Unemployment insurance	Employer-paid on the first $64,500 of wages	No

2026 Hawaii Withholding Tables (Booklet A)

These are the annual schedules employers apply after subtracting the $4,350 lump-sum allowance and $1,144 per HW-4 allowance from annualized wages. The calculator divides the result by your number of paychecks.

2026 Hawaii annualized withholding schedule, single (including head of household)
Annual wages after allowances	Withholding
Up to $9,600	1.40%
$9,600 to $14,400	$134 plus 3.20% over $9,600
$14,400 to $19,200	$288 plus 5.50% over $14,400
$19,200 to $24,000	$552 plus 6.40% over $19,200
$24,000 to $36,000	$859 plus 6.80% over $24,000
$36,000 to $48,000	$1,675 plus 7.20% over $36,000
$48,000 to $125,000	$2,539 plus 7.60% over $48,000
Over $125,000	$8,391 plus 7.90% over $125,000

2026 Hawaii annualized withholding schedule, married
Annual wages after allowances	Withholding
Up to $19,200	1.40%
$19,200 to $28,800	$269 plus 3.20% over $19,200
$28,800 to $38,400	$576 plus 5.50% over $28,800
$38,400 to $48,000	$1,104 plus 6.40% over $38,400
$48,000 to $72,000	$1,718 plus 6.80% over $48,000
$72,000 to $96,000	$3,350 plus 7.20% over $72,000
$96,000 to $250,000	$5,078 plus 7.60% over $96,000
Over $250,000	$16,782 plus 7.90% over $250,000

High earners, take note: The withholding schedule stops at 7.9%, but the rates on the Hawaii return keep climbing, up to 11% at the top. If your taxable income runs well into six figures, withholding alone may fall short, and extra HW-4 withholding can keep you from owing in April. Further bracket changes are scheduled from 2027 through 2031.

Form HW-4: Status and Allowances

Hawaii doesn't use your federal W-4. Your employer needs a Form HW-4, and its status, allowances and extra withholding set your Hawaii tax. Here's what each choice does to a $60,000 biweekly paycheck.

Effect of HW-4 choices on Hawaii withholding, $60,000 salary, biweekly (2026)
HW-4 choice	Hawaii tax per paycheck	Take-home pay
Single, 0 allowances	$120.02	$1,818.05
Single, 1 allowance	$116.67	$1,821.40
Single, 2 allowances	$113.33	$1,824.74
Single, 3 allowances	$109.98	$1,828.09
Married, 0 allowances	$86.08	$1,851.99
Married, withhold at higher single rate	$120.02	$1,818.05
Single, 0 allowances plus $10 extra	$130.02	$1,808.05

How to read this: Each allowance is worth $1,144 a year, which is about $3.35 per biweekly paycheck at this salary. The married schedule has brackets twice as wide as the single one, so choosing married cuts withholding a lot; two-earner couples often pick the higher single rate so they don't under-withhold. Take-home figures use federal Single so only the HW-4 choice changes. A few employees, such as certified disabled persons and qualifying nonresident military spouses, can be exempt from Hawaii withholding altogether.

Why Hawaii Withholding Runs High in 2026

For 2026, the Hawaii return gives single filers an $8,000 standard deduction plus a $1,144 personal exemption. The withholding tables only subtract a $4,350 lump-sum allowance. That gap means a single filer with one job and no HW-4 allowances usually has more withheld than the return tax. These estimates use the 2026 brackets and ignore credits and other income.

Hawaii withholding compared with estimated 2026 return tax, single, one job, no allowances
Salary	Hawaii tax withheld per year	Estimated return tax	Estimated over-withholding
$30,000	$971	$658	About $313
$40,000	$1,651	$1,325	About $326
$50,000	$2,370	$2,025	About $345
$60,000	$3,121	$2,756	About $364
$100,000	$6,160	$5,796	About $364
$150,000	$10,022	$9,644	About $379

Should you change your HW-4? If you'd rather have the money in each paycheck, claiming three or four allowances on a single-job HW-4 roughly closes the gap, since each one lowers yearly withholding by $1,144 times your rate. If you have a second job, a working spouse or income without withholding, keep the extra cushion. Your own return decides the final number.

Hawaii TDI: What Comes Out of Your Pay

Every Hawaii employer must carry Temporary Disability Insurance for eligible employees. The employer can pay all of it or split the cost, but your share can't exceed half the premium, 0.5% of weekly wages or $7.50 a week in 2026. The calculator leaves TDI off unless you turn it on.

Maximum employee TDI share per biweekly paycheck (2026)
Salary	0.5% of biweekly wages	Maximum TDI deduction	Take-home pay with TDI
$30,000	$5.77	$5.77	$967.84
$60,000	$11.54	$11.54	$1,806.51
$100,000	$19.23	$15.00 (capped)	$2,793.44

Where the cap kicks in: The 2026 maximum weekly wage base for TDI is $1,500.21, so the $7.50 weekly cap applies once you earn more than about $78,011 a year. The maximum weekly TDI benefit is $871 if you're unable to work because of a non-work illness or injury.

What Hawaii Tax Really Costs by Salary

Hawaii's withholding schedule rises quickly, so even middle incomes reach the 7.6% bracket. These figures come from the live calculator for a single filer with no HW-4 allowances, no TDI and biweekly pay.

Hawaii withholding by salary, HW-4 single, no allowances (2026)
Salary	Hawaii tax per paycheck	Hawaii tax per year	Share of gross pay
$30,000	$37.35	$971	3.24%
$40,000	$63.51	$1,651	4.13%
$50,000	$91.15	$2,370	4.74%
$60,000	$120.02	$3,121	5.20%
$75,000	$163.86	$4,260	5.68%
$100,000	$236.94	$6,160	6.16%
$120,000	$295.40	$7,680	6.40%
$150,000	$385.48	$10,022	6.68%

Hawaii Paycheck Tax Compared With Other States

The same $60,000 biweekly paycheck, filing single, run through our other state calculators with their default state form settings. Hawaii takes more state income tax than any of them.

State income tax on a $60,000 salary, biweekly, single (2026)
State	State income tax per paycheck	State income tax per year
Hawaii	$120.02	$3,121
Virginia	$101.38	$2,636
Georgia	$86.37	$2,246
California	$69.42	$1,805
Florida	$0.00	$0

Keep the whole picture in mind: This compares income tax withholding only. California also takes SDI, and Hawaii may take TDI, so total paycheck deductions differ a little more. Hawaii's general excise tax and high living costs don't show up on a pay stub at all.

Hawaii Salary Calculator: Take-Home Pay Examples for 2026

Biweekly pay, no pre-tax deductions, no TDI and no HW-4 allowances. Single filers use federal Single and HW-4 single; married filers use Married Filing Jointly and HW-4 married. To convert pay first, use our salary to hourly calculator, or model a raise with the pay raise calculator.

Hawaii take-home pay by annual salary (biweekly, 2026)
Annual salary	Single annual net	Single avg. monthly net	Married annual net	Married avg. monthly net
$30,000	$25,314	$2,109	$27,230	$2,269
$40,000	$32,669	$2,722	$35,207	$2,934
$50,000	$39,985	$3,332	$42,827	$3,569
$60,000	$47,269	$3,939	$50,332	$4,194
$75,000	$57,332	$4,778	$61,364	$5,114
$100,000	$73,020	$6,085	$79,657	$6,638
$120,000	$85,570	$7,131	$94,209	$7,851
$150,000	$103,769	$8,647	$114,334	$9,528

How to Calculate Your Hawaii Paycheck

A Hawaii paycheck goes from gross pay to take-home pay in five steps. The Hawaii step uses the Booklet A schedule, which this calculator runs for you.

Calculate gross pay

Divide salary by pay periods, or multiply the hourly rate by regular hours and add overtime at 1.5 times the rate after 40 hours in a week.

Apply pre-tax deductions

Traditional 401(k) deductions and qualifying Section 125 benefits lower federal and Hawaii taxable wages.

Calculate federal tax and FICA

Use Form W-4 for federal income tax withholding, then take 6.2% for Social Security up to $184,500 and 1.45% for Medicare.

Calculate Hawaii withholding

Annualize wages, subtract $4,350 and $1,144 per HW-4 allowance, apply the single or married Booklet A schedule and divide by pay periods.

Subtract TDI and other deductions

Take out any employee TDI share, up to 0.5% of weekly wages and $7.50 a week, then post-tax deductions to reach take-home pay.

Hawaii Withholding Worked Example: $60,000 Salary, Biweekly

Here's the Hawaii formula run by hand for the paycheck at the top of this page: a $60,000 salary, HW-4 single with no allowances, biweekly pay, no TDI and no pre-tax deductions. It matches the live calculator to the cent.

Step-by-step 2026 Hawaii withholding on a $60,000 biweekly salary
Step	Calculation	Result
1. Annualize wages	$2,307.69 times 26	$59,999.94
2. Subtract the lump-sum allowance	$59,999.94 minus $4,350	$55,649.94
3. Subtract HW-4 allowances	0 allowances times $1,144	$55,649.94
4. Apply the single schedule	$2,539 plus 7.6% of $7,649.94 (the amount over $48,000)	$3,120.40 per year
5. Convert to the pay period	$3,120.40 divided by 26	$120.02 per paycheck

What it means for take-home pay: Gross pay of $2,307.69 minus $193.08 federal income tax, $143.08 Social Security, $33.46 Medicare and $120.02 Hawaii income tax leaves $1,818.05. If your employer charges the full TDI share, $11.54 more comes out and take-home pay is $1,806.51.

Hawaii Minimum Wage and Overtime in 2026

Hawaii's minimum wage rose to $16.00 an hour on January 1, 2026, and the next step is $18.00 on January 1, 2028. Here's what that means for a paycheck.

Hawaii minimum wage and pay rules
Rule	Amount or requirement	What it means for a paycheck
Minimum wage	$16.00 an hour from January 1, 2026	$640 weekly gross at 40 hours; about $533.19 take-home
Next scheduled increase	$18.00 an hour from January 1, 2028	$720 weekly gross at 40 hours
Overtime	1.5 times the regular rate after 40 hours a week	Enter overtime hours in hourly mode
Biweekly at minimum wage	80 hours at $16.00	$1,280 gross; $45.93 Hawaii tax; $1,066.40 take-home

Overtime example: $20 an hour for 80 regular and 10 overtime hours is $1,900 gross. Hawaii withholding is $89.48 and take-home pay is $1,521.02. To total a week of punches first, use our time card calculator with overtime.

For more on how deductions change taxable wages, see our pre-tax vs. post-tax deductions guide.

Hawaii Paycheck Tax Calculator: How Hawaii Withholding Works

A Hawaii paycheck calculator has more to get right than most: a progressive withholding schedule, HW-4 allowances and a possible TDI share. On your pay stub, the income tax usually appears as SIT or HI state withholding and TDI as its own line; our pay stub abbreviations list explains the other codes.

Federal Withholding for Hawaii Paychecks

Federal withholding uses your Form W-4 and the 2026 IRS Publication 15-T tables. The calculator supports filing status, Step 2(c), Step 3 credits and Step 4(a), 4(b) and 4(c). If you claim the new overtime or tips deductions, our W-4 Step 4(b) worksheet guide shows how to enter them, and our 2026 federal tax withholding guide covers the rest.

Prepaid Health Care

Hawaii's Prepaid Health Care Act requires employers to offer health coverage to employees who work at least 20 hours a week for four weeks in a row. The employer pays at least half the premium, and your share can't exceed 1.5% of your gross wages. If it's taken pre-tax through a cafeteria plan, enter it in the Section 125 field.

Nonresidents and Military Spouses

Hawaii taxes wages earned for work done in Hawaii, whether or not you live there, and it has no reciprocal agreements with other states. Qualifying nonresident military spouses can be exempt from Hawaii withholding; pick the matching option in the calculator's withholding exception field.

No Local Income Tax

No Hawaii county taxes wages. Honolulu, Maui, Hawaii County and Kauai add nothing to paycheck deductions. The general excise tax (GET) is charged on sales, not withheld from pay.

Bonuses

Bonuses are subject to Hawaii withholding along with federal withholding (usually a flat 22% on separately paid bonuses) and FICA. See why bonuses are taxed so high.

Employer Payroll Costs in Hawaii

Employers pay state unemployment tax on the first $64,500 of each employee's wages in 2026, under rate schedule C with a 2.4% rate for new employers. They also pay at least half the TDI premium, their share of Social Security and Medicare and federal unemployment tax. At year-end, our W-2 form generator can use the same wage and withholding totals.

Why Your Actual Hawaii Paycheck May Differ

This calculator is a close estimate, not your employer's payroll run. Your HW-4 on file, your employer's TDI and health plan contributions, benefit elections, year-to-date wages and a 27th biweekly payday in some years can all move the result a little. Three-paycheck months change monthly cash flow but not the tax on each check. For a full checklist, see why your paycheck is lower than expected.

Official 2026 Hawaii Payroll Sources

Payroll facts on this page are checked against the 2026 Hawaii withholding tables, the Department of Taxation payroll update, the State of Hawaii tax cut page, the 2026 TDI wage base notice, the DLIR unemployment rate schedule and IRS Publication 15-T for 2026. Reviewed September 24, 2026.

Hawaii Paycheck Calculator by Pay Frequency

This page also works as a weekly, biweekly, semimonthly or monthly Hawaii payroll calculator. The annual salary stays the same, but gross pay and withholding on each check change with the number of pay periods. See our pay period guide for how the schedules differ.

52Weekly$909.03 net

26Biweekly$1,818.05 net

24Semimonthly$1,969.56 net

12Monthly$3,939.14 net

1Annual$47,269 net

Figures use a $60,000 salary, federal Single, HW-4 single with no allowances, no TDI and no voluntary deductions. Hawaii tax is $60.01 weekly, $120.02 biweekly, $130.02 semimonthly and $260.03 monthly. Small annual differences come from rounding each paycheck.

How We Test This Hawaii Paycheck Calculator

Every scenario below was run through the live Hawaii calculator on September 24, 2026 and checked by hand: federal withholding with the 2026 Publication 15-T percentage method and Hawaii withholding with the 2026 Booklet A annualized method. Both agree to the cent. Scenarios are biweekly unless noted.

Hawaii paycheck test cases, checked September 24, 2026 (per paycheck)
Scenario	Gross pay	Federal income tax	Hawaii tax	Take-home pay
$30,000, HW-4 single	$1,153.85	$54.62	$37.35	$973.61
$60,000, HW-4 single	$2,307.69	$193.08	$120.02	$1,818.05
$60,000, HW-4 single, 1 allowance	$2,307.69	$193.08	$116.67	$1,821.40
$60,000, HW-4 single, 2 allowances	$2,307.69	$193.08	$113.33	$1,824.74
$60,000, HW-4 single, $10 extra	$2,307.69	$193.08	$130.02	$1,808.05
$60,000, HW-4 single, TDI on ($11.54)	$2,307.69	$193.08	$120.02	$1,806.51
$60,000, HW-4 single, $150 401(k)	$2,307.69	$175.08	$108.62	$1,697.45
$60,000, HW-4 single, $100 Section 125	$2,307.69	$181.08	$112.42	$1,745.30
$60,000, Married Filing Jointly, HW-4 married	$2,307.69	$109.23	$86.08	$1,935.84
$45,000, Head of Household, $2,200 W-4 credit, 2 HW-4 allowances	$1,730.77	$0.00	$70.96	$1,527.40
$100,000, HW-4 single	$3,846.15	$506.54	$236.94	$2,808.44
$150,000, HW-4 single	$5,769.23	$951.31	$385.48	$3,991.10
$20 an hour, 80 hours plus 10 overtime	$1,900.00	$144.15	$89.48	$1,521.02
$16 an hour, 40 hours, weekly	$640.00	$34.88	$22.97	$533.19

Update log: September 24, 2026: rewrote this page. We fixed the sample paycheck, which showed Hawaii tax without its dollar figure and a net pay that left Hawaii tax out, and a methodology note that said Hawaii withholding was $0. We added the 2026 withholding schedules, the HW-4 comparison, the refund gap estimate, TDI examples, a state comparison, a worked example and the test cases above. We re-check this page whenever the Hawaii Department of Taxation or the IRS publishes new tables, and at least once a year each January.

2026 Tax Data This Calculator Uses

Here's every rate and limit behind the numbers on this page and where it comes from, so you can check them yourself.

Tax rates and limits used by the Hawaii paycheck calculator
Item	2026 value used	Source
Federal income tax withholding	Percentage method tables for 2026 Forms W-4	IRS Publication 15-T (2026)
Social Security	6.2% up to $184,500 in wages	Social Security Administration
Medicare	1.45% of all wages, plus 0.9% above $200,000	IRS Publication 15 (2026)
Hawaii withholding	Annualized schedules, 1.4% to 7.9%; $4,350 lump-sum allowance; $1,144 per HW-4 allowance	2026 Hawaii withholding tables
Hawaii standard deduction (return)	$8,000 single; $16,000 married filing jointly	State of Hawaii tax cut page
Temporary Disability Insurance	Employee share up to 0.5% of weekly wages, $7.50 a week maximum; $1,500.21 weekly wage base	Hawaii DLIR
Minimum wage	$16.00 an hour; $18.00 from January 1, 2028	Hawaii DLIR
Unemployment tax	Employer-paid on the first $64,500 of wages; schedule C	Hawaii DLIR

Spotted something that looks wrong? Tell us through the editorial contact form with the inputs you used, and we'll re-check the calculation. This page is written by Rachel Brooks and follows the research and review process on our editorial team page. ePayStubs isn't affiliated with the IRS or the State of Hawaii.

Hawaii Paycheck Calculator FAQ

Does Hawaii take state income tax out of paychecks?

Yes. Hawaii employers withhold state income tax using the 2026 tables in Booklet A. The withholding schedule runs from 1.4% to 7.9% of annualized wages after a $4,350 lump-sum allowance and $1,144 for each HW-4 allowance. Rates on the Hawaii return go higher, up to 11% at the top.

How much tax is taken out of a Hawaii paycheck?

On a $60,000 salary paid biweekly, filing single with no HW-4 allowances, $489.64 comes out of each $2,307.69 paycheck: $193.08 federal income tax, $143.08 Social Security, $33.46 Medicare and $120.02 Hawaii income tax. That leaves $1,818.05, about 78.8% of gross pay.

How does Form HW-4 change my Hawaii withholding?

Each HW-4 allowance removes $1,144 of annual wages before the withholding schedule applies. On a $60,000 single paycheck that's about $3.35 less Hawaii tax per biweekly check: $116.67 with one allowance instead of $120.02. You can also add extra withholding or ask to be withheld at the higher single rate if you're married.

Is Hawaii TDI taken out of my paycheck?

Only if your employer shares the cost of its Temporary Disability Insurance plan. The employee share can't be more than half the premium, 0.5% of weekly wages or $7.50 a week in 2026. At $60,000 paid biweekly, the most it can be is $11.54 per paycheck.

Why do many Hawaii workers get a state refund?

The 2026 withholding tables subtract a $4,350 lump-sum allowance, while the 2026 return gives single filers an $8,000 standard deduction plus a $1,144 personal exemption. For a single filer with one job and no allowances, that gap works out to roughly $300 to $380 more withheld than the return tax, before credits.

What is Hawaii's minimum wage in 2026?

Hawaii's minimum wage is $16.00 an hour from January 1, 2026, and it's scheduled to rise to $18.00 on January 1, 2028. A full-time 40-hour week at $16.00 is $640 gross and about $533.19 take-home for a single filer.

Does Hawaii have a local income tax or take GET out of pay?

No. No Hawaii county taxes wages, and the general excise tax (GET) is charged on sales, not withheld from paychecks.

Are 401(k) contributions pre-tax in Hawaii?

Yes. Traditional 401(k) and Section 125 deductions lower Hawaii taxable wages. A $150 biweekly 401(k) contribution on a $60,000 salary cuts Hawaii withholding from $120.02 to $108.62.

Do employees pay Hawaii unemployment tax?

No. Employers pay Hawaii unemployment insurance on the first $64,500 of each employee's wages in 2026. It isn't deducted from pay.

How do I calculate take-home pay in Hawaii?

Start with gross pay and subtract pre-tax deductions. Figure federal withholding and FICA, then annualize your Hawaii wages, subtract $4,350 and $1,144 per HW-4 allowance, apply the Booklet A schedule and divide by your pay periods. Subtract any employee TDI share and post-tax deductions last.

Hawaii Payroll Resources

Hawaii Paystub Generator

Create a Hawaii pay stub with federal tax, FICA, Hawaii withholding and TDI.

Form W-4 Generator

Prepare the federal withholding form behind your paycheck calculation.

W-2 Form Generator

Create a W-2 from year-end wage and withholding totals.

Ready to put your Hawaii numbers on a pay stub?

Use the same gross pay, federal tax, FICA, Hawaii withholding, TDI and deduction details with our paystub generator to create a Hawaii pay stub.

Build My Hawaii Pay Stub

Written by: Rachel Brooks, Tax Forms and W-2 Content Specialist. Last updated: September 24, 2026. Checked against the 2026 Hawaii withholding tables, the Hawaii Department of Labor and Industrial Relations and IRS Publication 15-T (2026).

Disclaimer: Estimates are for educational use and aren't tax or legal advice. Actual payroll withholding depends on the employee's Form W-4, Form HW-4, year-to-date wages, benefits, the employer's TDI and health plans, deductions and employer payroll system. For more Hawaii payroll details, see our Hawaii Payroll Guide.

Official sources: 2026 Hawaii withholding tables · Hawaii Department of Taxation · Hawaii DLIR TDI · IRS Publication 15-T (2026). Reviewed September 24, 2026.