How much is taken out of a paycheck in Illinois?
Illinois takes federal income tax, a flat 4.95% state income tax, and 7.65% FICA, with no local income tax. A single filer earning $60,000 in 2026 keeps about $47,565 a year, roughly a 20.7% effective rate, of which Illinois state tax is about $2,825. Illinois applies the flat rate to nearly all your pay, so the state bite is bigger than the low rate suggests.
What is Illinois's income tax rate for 2026?
Illinois has a flat 4.95% individual income tax for 2026, the same rate for every filer, unchanged since 2017. There are no brackets. What makes Illinois different is that it taxes almost all of your income at that rate, with only a small personal exemption coming off, not a large standard deduction.
Does Illinois have a standard deduction?
No. Illinois does not use the federal standard deduction. Instead it gives a personal exemption of $2,925 per person for 2026, plus the same for a spouse and each dependent. Because only that small amount comes off before the 4.95% rate applies, your Illinois tax is higher than in states that offer a big standard deduction, even ones with a slightly higher rate.
How much is $60,000 after taxes in Illinois?
About $47,565 a year for a single filer in 2026, close to $3,964 a month or $1,829 on a biweekly check, after federal tax, the 4.95% Illinois tax and FICA. Illinois state tax alone is about $2,825. Married filing jointly keeps about $49,890.
How much is $75,000 after taxes in Illinois?
About $58,025 a year for a single filer in 2026, roughly $4,835 a month or $2,232 biweekly, at an effective rate near 22.6%. Illinois's flat 4.95% on that income is about $3,568. Married filing jointly keeps about $61,200.
Is Illinois tax higher than Georgia even though the rate is lower?
Often, yes. Illinois's flat rate is 4.95% and Georgia's is 4.99%, so Illinois looks lower. But Georgia gives a $15,000 standard deduction while Illinois only gives a $2,925 exemption, so a single filer keeps about $564 less in Illinois at $75,000 in 2026. The deduction matters more than the small rate gap.
Does Illinois have a local income tax?
No. No city or county in Illinois charges a local income tax, including Chicago, so your paycheck loses only federal tax, the 4.95% Illinois state tax and FICA. Illinois does have sales and property taxes, but those don't come out of your paycheck.
What is Illinois's minimum wage in 2026?
Illinois's minimum wage is $15.00 an hour in 2026, the final step of the phase-in that started in 2019. Chicago and some of Cook County set higher local minimums, around $16.60 in the city, so employers there pay more than the state floor. The tipped minimum is 60% of the standard rate.
