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Maine Paycheck Calculator 2026: ME Take-Home Pay

Maine Paycheck Calculator

This Maine paycheck calculator shows where your money goes in 2026. Maine taxes income on a graduated scale from 5.8% to 7.15%, and it now takes a Paid Family and Medical Leave contribution too, so your check has a line most calculators forget. Estimate your pay from a salary or hourly wage, see how Maine compares, then build a pay stub from the same numbers.

  • Maine's graduated 5.8% to 7.15% state tax
  • The new 0.5% Paid Leave (PFML) contribution, new for 2025
  • Federal tax, Social Security and Medicare for 2026
  • See how Maine compares to no-tax New Hampshire next door

2026 figures checked against Maine Revenue Services and the Maine Paid Leave program, and IRS. Last updated September 2026.

Estimated Take-Home Pay

$3,974.23
Gross Pay$5,000.00
Federal Income Tax-$418.33
Maine State Tax-$199.93
Maine Paid Leave (0.5%)-$25.00
FICA (Social Security & Medicare)-$382.50
Net Pay$3,974.23

Example: $60,000 salary, single filer, paid monthly, 2026 rates. Maine's graduated tax plus Paid Leave put the effective rate near 20.5 percent.

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The Maine paycheck line most calculators still miss

Maine's income tax is graduated, 5.8% up to $27,400, then 6.75%, then 7.15% above $64,850 for a single filer in 2026, and the state indexes those brackets every year. But the newer piece is the one older calculators skip: the Paid Family and Medical Leave contribution, which started in 2025. Employees pay up to 0.5% of wages, withheld every payday, and it's a separate line from income tax. On a $60,000 salary that's about $300 a year. This calculator includes it and itemizes every line like a real pay stub.

Calculate Your Maine Take-Home Pay for 2026

Salary or hourly, any pay schedule. It applies the 2026 IRS federal brackets, Maine's graduated 5.8% to 7.15% tax after the standard deduction and exemption, the 0.5% PFML contribution, and 7.65% FICA. It updates as you type.

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estimated take-home pay per paycheck

Want these numbers on a document? Turn this estimate into a Maine pay stub with the same 2026 math, preview before you download.

How this calculator works: it applies the 2026 IRS federal brackets, 7.65 percent FICA (Social Security to the $184,500 wage base plus Medicare), Maine's graduated 5.8% to 7.15% tax on income after the $15,300 single / $30,600 joint standard deduction and the $5,300 personal exemption, and the 0.5 percent Paid Leave contribution. Maine phases out the deduction and exemption at high incomes, so treat it as a close estimate.

Maine Take-Home vs No-Tax New Hampshire in 2026

No comparison matters more to Mainers than the one right across the border. New Hampshire has no tax on wages at all, while Maine taxes income on a graduated scale plus the 0.5% Paid Leave contribution. Here's the same single-filer salary in both for 2026, using this site's verified calculators. It's a big part of why the Maine-New Hampshire line shapes where people live and work.

Annual salaryMaine take-homeNew Hampshire (no tax)Maine keeps less
$50,000$40,381$42,355-$1,974
$75,000$57,806$61,592-$3,787
$100,000$73,523$79,180-$5,657
The gap grows with income: Maine's top 7.15% rate widens it at higher pay No local income tax in Maine, but income and property taxes run higher

Maine Take-Home Pay Examples for 2026

What common salaries keep in Maine for 2026, single filer, using the graduated rates, the $15,300 standard deduction, the $5,300 exemption and the 0.5% Paid Leave contribution. These are the same numbers the calculator prints.

Annual salarySingle: per yearSingle: per monthSingle: biweeklyMarried joint: per year
$40,000$32,995$2,750$1,269.03$35,960
$50,000$40,381$3,365$1,553.11$43,635
$60,000$47,691$3,974$1,834.26$51,180
$75,000$57,806$4,817$2,223.30$62,287
$100,000$73,523$6,127$2,827.79$80,762
$120,000$86,063$7,172$3,310.10$95,382
Top rate 7.15%, on income over $64,850 single for 2026 Higher minimum wage: Maine indexes it yearly, above the federal floor

How to Calculate Your Maine Paycheck

1Start with gross payYour salary per pay period, or hourly rate times hours, plus time and a half for overtime past 40 hours.
2Remove pre-tax deductions401(k) and health premiums come out first and lower the income that gets taxed, state and federal.
3Apply federal, Maine, PFML and FICA2026 federal brackets, Maine's graduated tax after the deduction and exemption, the 0.5% Paid Leave, plus 7.65% FICA.
4What's left is take-homeDon't forget the Paid Leave line, it's small but real and new for 2025.

You don't have to do this by hand. The paystub generator runs every line and puts it on a downloadable stub. If your check looks smaller than expected, our guide to why paychecks come out low explains where it goes.

How Maine Paycheck Taxes Work

Maine takes a bit more from a paycheck than most states, and for 2025 and 2026 it added a new line. On top of federal income tax, Social Security and Medicare, Maine charges a graduated income tax: 5.8% on the first band of taxable income, 6.75% in the middle, and 7.15% at the top, which starts above $64,850 for a single filer in 2026. Maine indexes those thresholds for inflation each year. There's no local income tax anywhere in the state, so a $60,000 single filer keeps about $47,691 a year.

Two things bring taxable income down: a standard deduction of $15,300 for singles and $30,600 for couples, and a personal exemption of $5,300 per person, both of which phase out at higher incomes. The newer piece is the Paid Family and Medical Leave contribution, which began in 2025. Employees pay up to 0.5% of wages, withheld each payday, to fund the program. It's separate from income tax and small, but real, and it's exactly the line older calculators miss. Pre-tax deductions like a 401(k) or a health premium lower your state and federal tax, but not the Paid Leave contribution, which is on gross wages.

Hourly Pay and the Minimum Wage

An hourly wage gets annualized first. Maine has one of the higher state minimum wages, indexed for inflation each year and well above the federal $7.25, and a few cities like Portland set an even higher local floor. At $22 an hour, 40 hours a week is about $45,760 a year, and a single filer at that rate nets close to $1,420 on a biweekly check after federal tax, Maine tax, Paid Leave and FICA. The gap between one check and your year-to-date totals is explained in our guide to current vs YTD on a pay stub.

Overtime in 2026: Maine taxes overtime as regular wages, so the graduated rates and the Paid Leave contribution both apply to it. The only break is federal: the deduction of up to $12,500 of overtime premium ($25,000 joint, through 2028) claimed on your federal return. Your W-2 carries the amount, explained in our guide to overtime on the W-2.

Maine Paycheck FAQ

How much is taken out of a paycheck in Maine?
Maine takes federal income tax, a graduated state income tax of 5.8% to 7.15%, the new Paid Family and Medical Leave contribution of 0.5%, and 7.65% FICA, with no local income tax. A single filer earning $60,000 in 2026 keeps about $47,691 a year, roughly a 20.5% effective rate. The PFML line is new for 2025, and many calculators still leave it out.
What is Maine's income tax rate for 2026?
Maine has three graduated brackets for 2026: 5.8% on taxable income up to $27,400 for a single filer, 6.75% up to $64,850, and 7.15% above that. Married filing jointly brackets are roughly double. Maine indexes these thresholds each year, so a calculator using old brackets will be slightly off.
What is the Maine PFML deduction on my paycheck?
It's the Maine Paid Family and Medical Leave contribution, new as of 2025. Employees pay up to 0.5% of their wages, withheld from each paycheck, to fund paid leave for family or medical reasons. On a $60,000 salary that's about $300 a year. It's a separate line from income tax, and most older calculators don't include it.
What is Maine's standard deduction for 2026?
Maine's standard deduction is $15,300 for a single filer and $30,600 for married filing jointly in 2026. Maine also gives a personal exemption of $5,300 per person. Both come off before the graduated rates apply, though both phase out at higher incomes, so very high earners keep less of them.
How much is $60,000 after taxes in Maine?
About $47,691 a year for a single filer in 2026, close to $3,974 a month or $1,834 on a biweekly check, after federal tax, Maine income tax, the 0.5% PFML contribution and FICA. Maine income tax alone is about $1,999. Married filing jointly keeps about $51,180.
How much is $75,000 after taxes in Maine?
About $57,806 a year for a single filer in 2026, roughly $4,817 a month or $2,223 biweekly, at an effective rate near 22.9%. Maine income tax on that income is about $2,900, and the PFML contribution adds about $375. Married filing jointly keeps about $62,287.
Is take-home pay higher in Maine or New Hampshire?
New Hampshire, and by a lot. New Hampshire has no tax on wages, while Maine taxes income at 5.8% to 7.15% plus the 0.5% PFML. A single filer keeps about $3,787 more in New Hampshire at $75,000 in 2026. That gap is why the Maine-New Hampshire border matters so much for where people choose to live and work.
Does Maine have a local income tax?
No. No Maine city, town or county charges a local income tax, so your paycheck loses only federal tax, the state income tax, the 0.5% PFML contribution and FICA. Maine's higher costs come from income and property taxes at the state and town level, not a local wage tax.
How much is $50,000 after taxes in Maine?
About $40,381 a year for a single filer in 2026, close to $3,365 a month or $1,553 on a biweekly check, after federal tax, Maine income tax, the 0.5% Paid Leave contribution and FICA. Maine income tax on that income is about $1,724, and Paid Leave adds about $250. Married filing jointly keeps about $43,635.
How much is $100,000 after taxes in Maine?
A single filer keeps about $73,523 a year in 2026, close to $6,127 a month, at an effective rate near 26.5%. Maine income tax on that income is about $5,157, plus the $500 Paid Leave contribution, since Maine's 7.15% top rate applies above $64,850. Married filing jointly keeps about $80,762.
How much is the Maine Paid Leave contribution in 2026?
Employees pay up to 0.5% of their wages toward Maine's Paid Family and Medical Leave program in 2026, withheld each payday. On $50,000 that's about $250 a year, and on $100,000 it's about $500. It's separate from income tax and applies to wages, so pre-tax deductions like a 401(k) don't reduce it.
When did Maine start the Paid Leave payroll deduction?
Maine began collecting Paid Family and Medical Leave contributions on January 1, 2025, with benefits scheduled to begin in 2026. That's why it's the line older paycheck calculators miss: it simply didn't exist before 2025. Employees pay up to 0.5% of wages, and employers with 15 or more workers split the total 1% cost.
Is take-home pay higher in Maine or Massachusetts?
It's close. Massachusetts uses a flat 5% rate (plus a 4% surtax on income over about $1 million), while Maine is graduated from 5.8% to 7.15% plus the 0.5% Paid Leave. At middle incomes Massachusetts often edges out Maine on take-home, but both tax more than no-income-tax New Hampshire, where a Maine or Mass worker would keep the most.
How is overtime taxed in Maine?
Maine taxes overtime as regular wages, so the graduated rates and the 0.5% Paid Leave contribution both apply to it. There's no separate Maine overtime rate. The only break is federal: the deduction of up to $12,500 of overtime premium ($25,000 joint, through 2028) claimed on your federal return, with the amount shown on your W-2.

Turn your Maine estimate into a pay stub

Enter your pay and the generator runs the full 2026 Maine math, the graduated tax, the Paid Leave contribution and FICA. Preview it, then download when it looks right.

Create a Maine Pay Stub →

Disclaimer: Estimates are for education, based on 2026 Maine and federal rates and the Maine Paid Leave contribution. Maine phases out the standard deduction and exemption at higher incomes; your actual pay depends on your W-4, Maine Form W-4ME and benefits. This isn't tax advice; confirm with Maine Revenue Services or a tax professional. Comparison figures use this site's own 2026 calculators.

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