How much is taken out of a paycheck in New Hampshire?
Only federal income tax and 7.65% FICA come out of a New Hampshire paycheck, because New Hampshire has no income tax on wages and no local income tax. A single filer earning $60,000 keeps about $50,390 a year, roughly an 84% take-home rate, an effective tax rate near 16%. That is more than a worker at the same salary keeps in almost any state that taxes income, including neighboring Massachusetts.
Does New Hampshire have a state income tax?
No. New Hampshire has never taxed wages, and as of January 1, 2025 it also repealed its old tax on interest and dividends, so there is now no state personal income tax at all. There is no local or city income tax either, and no state sales tax. Your paycheck is reduced only by federal income tax, Social Security and Medicare.
Did New Hampshire repeal the interest and dividends tax?
Yes. New Hampshire's Interest and Dividends Tax, which was 3% in 2024, was fully repealed effective January 1, 2025. New Hampshire never taxed regular wages, so with the I&D tax gone the state now has no broad personal income tax of any kind. Many older guides still mention the I&D tax, but it no longer applies for 2025 and 2026.
Why is my New Hampshire paycheck bigger than in Massachusetts?
Because Massachusetts taxes wages and New Hampshire does not. A single filer keeps about $2,510 more per year in New Hampshire at $50,000, $3,875 more at $75,000, and $5,240 more at $100,000, once you count Massachusetts's 5% income tax and its 0.46% PFML deduction. Federal tax and FICA are the same in both states, so the whole difference is the Massachusetts state taxes that New Hampshire workers don't pay.
How much is $60,000 after taxes in New Hampshire?
About $50,390 a year for a single filer in 2026, close to $4,199 a month or $1,938 on a biweekly check, after federal tax and FICA. There is no New Hampshire income tax to subtract. Married filing jointly keeps about $52,570 at the same salary because of the larger federal standard deduction.
Does New Hampshire have a local income tax or sales tax?
No to both. No New Hampshire city or county charges a local income tax, and there is no statewide general sales tax. The only taxes on your wages are federal income tax and FICA. New Hampshire relies more on property taxes instead, but your paycheck itself is not touched by any state or local income tax.
How much is $75,000 after taxes in New Hampshire?
A single filer earning $75,000 keeps about $61,592 a year in 2026, roughly $5,133 a month or $2,369 on a biweekly check, for an effective rate near 17.9%. That is after federal tax and FICA only, with no state income tax. Married filing jointly at $75,000 keeps about $64,622.
How much is $100,000 after taxes in New Hampshire?
A single filer earning $100,000 keeps about $79,180 a year in 2026, close to $6,598 a month or $3,045 biweekly, an effective rate near 20.8%. All of that is federal tax and FICA, since New Hampshire takes no income tax. Married filing jointly keeps about $84,710 at $100,000.
How much do I take home on $25 an hour in New Hampshire?
At $25 an hour full time, about $52,000 a year, a single New Hampshire worker keeps roughly $43,962 in 2026, close to $3,664 a month or $1,691 on a biweekly check, for an effective rate near 15.5%. That covers only federal tax and FICA, because New Hampshire has no income tax on wages. Enter your own hourly rate and hours above to see your exact number.
Do I pay income tax if I live in New Hampshire but work in Massachusetts?
Usually yes, to Massachusetts, for the days you physically work there. Massachusetts taxes nonresidents on income earned from work performed inside the state, so a New Hampshire resident who commutes to a Massachusetts job pays Massachusetts income tax on those wages. Work you perform in New Hampshire, including remote work from home, is not taxed by either state. Living and working in New Hampshire means no state income tax at all.
How is overtime taxed in New Hampshire?
Overtime in New Hampshire is subject only to federal income tax and FICA, since there is no state income tax. Federal law requires overtime at time and a half for hours over 40 in a week. A big overtime check can have more federal tax withheld for that period because the formula annualizes it, but any over-withholding comes back at tax time. No state tax applies either way.
How much is $50,000 after taxes in New Hampshire?
A single filer earning $50,000 keeps about $42,355 a year in 2026, roughly $3,530 a month or $1,629 on a biweekly check, after federal tax and FICA only, with no state income tax. Married filing jointly keeps about $44,395. At this salary you keep about $2,510 more than you would in Massachusetts.
How much is $40,000 after taxes in New Hampshire?
A single filer earning $40,000 keeps about $34,320 a year in 2026, roughly $2,860 a month or $1,320 on a biweekly check, after federal tax and FICA. There is no New Hampshire income tax. Married filing jointly keeps about $36,160.
How much do I take home on $20 an hour in New Hampshire?
At $20 an hour full time, about $41,600 a year, a single New Hampshire worker keeps roughly $35,606 in 2026, close to $2,967 a month or $1,369 on a biweekly check, for an effective rate near 14.4%. That covers only federal tax and FICA, because New Hampshire has no income tax on wages. Overtime is paid at time and a half.
Is it worth moving from Massachusetts to New Hampshire for taxes?
On income tax alone, the savings are real and grow with income: a single filer keeps about $3,056 more per year at $60,000, $5,240 more at $100,000, and $7,970 more at $150,000 in New Hampshire than in Massachusetts, because New Hampshire charges no income tax and no 0.46% PFML. Note that if you keep working in Massachusetts, that state still taxes the wages you earn there, so the full saving applies when you work in New Hampshire too. Property taxes are higher in New Hampshire, so weigh the whole picture.
Which states have no income tax like New Hampshire?
After repealing its interest and dividends tax in 2025, New Hampshire joined the states with no broad personal income tax: Alaska, Florida, Nevada, South Dakota, Tennessee, Texas, Washington and Wyoming. In all of them, a paycheck loses only federal tax and FICA, so take-home is similar to New Hampshire's at the same salary. Washington does tax some capital gains, and the others tax none.
Does New Hampshire tax bonuses, tips, or retirement income?
No, none of them at the state level, because New Hampshire has no income tax on wages and repealed its tax on interest and dividends in 2025. Bonuses and tips are still subject to federal income tax and FICA, and the IRS treats a bonus as supplemental wages. Retirement income like pensions, IRA and 401(k) withdrawals is not taxed by New Hampshire either, which makes it one of the more retirement-friendly states.
