How much is taken out of a paycheck in Ohio?
An Ohio paycheck loses federal income tax, 7.65% FICA, the low flat 2.75% state income tax, and, for most workers, a city income tax of about 2% to 2.5%. A single filer earning $60,000 who works in Columbus keeps about $48,016 a year, roughly a 20% effective rate. The city tax of $1,500 is actually larger than the $875 of state tax, which is why leaving the city line out understates what comes out of an Ohio check.
Does Ohio have a local or city income tax?
Yes. Most Ohio cities levy a municipal income tax on wages, usually 2% to 2.5%, and it is often bigger than the state tax. Columbus, Cleveland, Akron and Dayton are 2.5%, Toledo is 2.25%, Youngstown is 2.75%, and Cincinnati is 1.8%. The tax is on gross wages and normally applies where you work, collected through systems like RITA or CCA. This calculator lets you pick your city so the estimate includes it, which many paycheck calculators skip.
What is Ohio's income tax rate for 2026?
Ohio finished moving to a flat tax for 2026: a single 2.75% rate on taxable income above $26,050, with 0% below that. There are no higher brackets anymore, so it is one of the lowest state income taxes in the Midwest. Note this is separate from city income tax, which most Ohio workers also pay and which is often larger than the state amount.
How much is $60,000 after taxes in Ohio?
A single filer earning $60,000 who works in Columbus keeps about $48,016 a year in 2026, close to $4,001 a month or $1,847 on a biweekly check, an effective rate near 20%. That is after $875 of state tax, $1,500 of Columbus city tax, federal tax and FICA. In a city with no income tax the same worker keeps about $49,516. Married filing jointly at $60,000 in Columbus keeps about $50,255.
Which Ohio cities have an income tax and what are the rates?
Most Ohio municipalities tax wages. For 2026 the major rates are Columbus 2.5%, Cleveland 2.5%, Akron 2.5%, Dayton 2.5%, Youngstown 2.75%, Toledo 2.25% and Cincinnati 1.8%. Hundreds of smaller cities and villages have their own rates, generally between 1% and 3%, collected through RITA or CCA. On a $60,000 salary the difference between a no-tax location and Youngstown is about $1,650 a year, so the city you work in matters.
Does Ohio have a school district income tax?
Yes, in some areas. More than 200 Ohio school districts levy their own income tax, typically 0.5% to 2%, separate from city tax and state tax. It is based on where you live, not where you work, so two coworkers can owe different amounts. Not every district has one. If yours does, add its rate to the post-tax field or check your pay stub, because it is withheld on top of the state and city tax shown here.
How much is $75,000 after taxes in Ohio?
A single filer earning $75,000 in Columbus keeps about $58,431 a year in 2026, roughly $4,869 a month or $2,247 on a biweekly check, an effective rate near 22.1%. That is after about $1,287 of state tax, $1,875 of Columbus city tax, federal tax and FICA. Married filing jointly at $75,000 in Columbus keeps about $61,520.
How much is $100,000 after taxes in Ohio?
A single filer earning $100,000 in Columbus keeps about $74,699 a year in 2026, close to $6,225 a month or $2,873 biweekly, an effective rate near 25.3%. That reflects about $1,981 of state tax, $2,500 of Columbus city tax, federal tax and FICA. In a no-city-tax location the same worker keeps about $77,199.
How much do I take home on $25 an hour in Ohio?
At $25 an hour full time, about $52,000 a year, a single Ohio worker in Columbus keeps roughly $42,008 in 2026, close to $3,501 a month or $1,616 on a biweekly check, an effective rate near 19.2%. That is after $655 of state tax, $1,300 of city tax, federal tax and FICA. Enter your own hourly rate, hours and city in the calculator to see your exact take-home.
Is Ohio city tax based on where I live or where I work?
City income tax is generally based on where you work, so your employer withholds for the city your workplace is in. If you live in a different taxing city, that city may also tax you, but it usually gives a credit for tax paid to your work city, so you are not fully taxed twice. Remote and hybrid workers can owe their home city instead. School district tax, by contrast, is based on where you live.
How is overtime taxed in Ohio?
Overtime is taxed as ordinary wages in Ohio, at the same flat 2.75% state rate, your city rate, plus federal tax and FICA. There is no special overtime tax rate. A large check with overtime can have more federal tax withheld for that period, but any over-withholding comes back at tax time. The only real break is the federal deduction of up to $12,500 of overtime premium, claimed on your federal return.
How much is $50,000 after taxes in Ohio?
A single filer earning $50,000 who works in Columbus keeps about $40,506 a year in 2026, roughly $3,375 a month or $1,558 on a biweekly check, an effective rate near 19%. That is after about $600 of state tax, $1,250 of Columbus city tax, federal tax and FICA. In a location with no city income tax the same worker keeps about $41,756.
How much is $40,000 after taxes in Ohio?
A single filer earning $40,000 who works in Columbus keeps about $33,002 a year in 2026, close to $2,750 a month or $1,269 biweekly, an effective rate near 17.5%. That is after about $318 of state tax, $1,000 of Columbus city tax, federal tax and FICA. The city tax is again larger than the state tax, which is why the city line matters even at lower salaries.
How much do I take home on $20 an hour in Ohio?
At $20 an hour full time, about $41,600 a year, a single Ohio worker in Columbus keeps roughly $34,197 in 2026, close to $2,850 a month or $1,315 on a biweekly check, an effective rate near 17.8%. That is after about $369 of state tax, $1,040 of city tax, federal tax and FICA. Enter your own hourly rate, hours and city in the calculator to see your exact take-home.
Which Ohio city has the lowest income tax?
Among the big cities, Cincinnati is the lowest at 1.8%, below the 2.5% charged by Columbus, Cleveland, Akron and Dayton. Many smaller suburbs and townships charge less, and some Ohio townships have no municipal income tax at all, which is why where you work can change your take-home by more than a thousand dollars a year. If you work in a township with no city tax, choose No city tax in the calculator.
Do I pay Ohio city tax if I work from home or remotely?
Usually your city tax follows where you actually perform the work. If you work from home full time, that is typically your home city, so a remote worker often owes their residence city rather than the employer's city. Hybrid workers can owe both, split by days worked in each place, with a credit so you are not fully taxed twice. Employers do not always withhold this correctly for remote staff, so check your pay stub and your city rules.
Is Ohio a high-tax or low-tax state for paychecks?
On the state line alone Ohio is low, with a flat 2.75% income tax that is among the lowest in the Midwest. Once city income tax is added, a typical Ohio worker pays a combined state-plus-local rate of roughly 4% to 5%, which is middle of the pack rather than low. So Ohio looks cheaper than it is if you only count the state tax. The real number depends heavily on which city you work in, which is why this calculator asks.
