How much is taken out of a paycheck in Tennessee?
In Tennessee only federal income tax and 7.65% FICA come out of your paycheck, because Tennessee has no state income tax and no local income tax. A single filer earning $60,000 keeps about $50,390 a year, roughly an 84% take-home rate, with nothing going to the state. That makes Tennessee one of the best states in the country for take-home pay.
Does Tennessee have a state income tax?
No. Tennessee has no state income tax on wages, and since 2021 it has no tax on interest and dividends either, after the old Hall income tax was fully phased out. So your paycheck only loses federal income tax and FICA. There is also no local or city income tax anywhere in Tennessee, so a Tennessee paycheck is larger than the same salary in almost any state that taxes income.
How much is $60,000 after taxes in Tennessee?
About $50,390 a year for a single filer in 2026, close to $4,199 a month or $1,938 on a biweekly check, after federal tax and FICA. Tennessee takes nothing, because there is no state income tax. The same $60,000 in Georgia would keep about $2,395 less, so Tennessee take-home is noticeably higher.
Did Tennessee ever have an income tax?
Tennessee never taxed wages, but until recently it had the Hall income tax, a tax on interest and dividend income. That tax was gradually reduced and fully repealed as of 2021, so from the 2021 tax year onward Tennessee has no income tax of any kind. Today a Tennessee worker pays no state tax on a paycheck, and retirees pay no state tax on investment income either.
Does Tennessee have a local income tax?
No. No Tennessee city or county levies a local income tax. Nashville, Memphis, Knoxville and every other municipality take nothing from your wages, so the only deductions on a Tennessee paycheck are federal income tax and FICA. That is on top of having no state income tax, which is why Tennessee take-home is so high.
How much more do I keep in Tennessee than Georgia?
A fair amount, because Georgia has a flat 4.99% income tax for 2026. A single filer keeps about $1,896 more per year in Tennessee at $50,000, about $3,144 more at $75,000, and about $4,391 more at $100,000, purely from Tennessee having no state income tax. For someone deciding between Nashville and Atlanta, that difference is real money each year.
How much is $75,000 after taxes in Tennessee?
A single filer earning $75,000 keeps about $61,593 a year in 2026, roughly $5,133 a month or $2,369 on a biweekly check, an effective rate near 17.9%, all of it federal tax and FICA. Tennessee adds no state tax. Married filing jointly at $75,000 keeps about $64,623, again with no state tax.
How much is $100,000 after taxes in Tennessee?
A single filer earning $100,000 keeps about $79,180 a year in 2026, close to $6,598 a month or $3,045 biweekly, an effective rate near 20.8%, all federal tax and FICA. Because Tennessee has no income tax, that take-home is thousands more than in a taxed state. In Georgia the same worker would keep about $4,391 less.
How much do I take home on $25 an hour in Tennessee?
At $25 an hour full time, about $52,000 a year, a single Tennessee worker keeps roughly $43,962 in 2026, close to $3,664 a month or $1,691 on a biweekly check, an effective rate near 15.5%. That is only federal tax and FICA, because Tennessee has no state income tax. Enter your own hourly rate and hours above to see your exact number.
What taxes come out of a Tennessee paycheck?
Only two things: federal income tax and FICA, which is 6.2% Social Security up to the wage cap plus 1.45% Medicare. There is no state income tax and no local income tax in Tennessee, so those lines are zero. Pre-tax deductions like a 401(k) or health premium lower your federal tax, and after that the rest of your pay is yours.
How is overtime taxed in Tennessee?
Overtime is taxed only by the federal government and FICA in Tennessee, because there is no state income tax. There is no special overtime tax rate. A large check with overtime can have more federal tax withheld for that period, but any over-withholding comes back at tax time. The federal deduction of up to $12,500 of overtime premium can also lower your federal tax.
How much is $50,000 after taxes in Tennessee?
A single filer earning $50,000 keeps about $42,355 a year in 2026, roughly $3,530 a month or $1,629 on a biweekly check, after federal tax and FICA. Tennessee takes nothing, because there is no state income tax. In flat-tax Georgia the same worker would keep about $1,896 less.
How much is $40,000 after taxes in Tennessee?
A single filer earning $40,000 keeps about $34,320 a year in 2026, close to $2,860 a month or $1,320 biweekly, after federal tax and FICA. There is no Tennessee state income tax, so the state line is zero. This is one of the highest take-home rates of any state at this salary.
How much do I take home on $20 an hour in Tennessee?
At $20 an hour full time, about $41,600 a year, a single Tennessee worker keeps roughly $35,606 in 2026, close to $2,967 a month or $1,369 on a biweekly check. That is only federal tax and FICA, because Tennessee has no state income tax. Enter your own hourly rate and hours in the calculator to see your exact take-home.
Is Tennessee a tax-friendly state for paychecks?
Very much so. Tennessee has no state income tax and no local income tax, so your paycheck keeps more than in almost any other state. It also does not tax retirement income or Social Security. The trade-off is a relatively high combined sales tax that funds the state instead, but for take-home pay from wages, Tennessee is among the best states in the country.
Do you still pay federal taxes if you live in Tennessee?
Yes. Having no state income tax does not change your federal taxes. You still pay federal income tax under the 2026 brackets and 7.65% FICA for Social Security and Medicare, just like everywhere else. What Tennessee saves you is the state income tax line, which in many states is another 3% to 10% of your pay. So a Tennessee paycheck is bigger, but the federal side is the same.
Does Tennessee tax retirement income or Social Security?
No. Because Tennessee has no state income tax of any kind since the Hall tax was repealed in 2021, it does not tax Social Security benefits, pensions, or 401(k) and IRA withdrawals. Retirees keep their full income at the state level, paying only federal tax where it applies. That makes Tennessee one of the most tax-friendly states for both workers and retirees.
