Ohio Paycheck Calculator 2026

Estimate your 2026 Ohio take-home pay from salary or hourly wages. This calculator applies the Ohio withholding tables that took effect August 1, 2026 with your Form IT-4 exemptions, adds city income tax and school district tax, and handles federal W-4 withholding, Social Security, Medicare and pre-tax deductions. Ohio tax shows up as state withholding (SIT) on your pay stub.

Written by Rachel Brooks, Tax Forms and W-2 Content Specialist. Updated September 25, 2026. Every example is checked by hand against the 2026 Ohio formula.

Calculate Take-Home Pay Ohio Payroll Guide

Gross pay$2,307.69

Pay frequencyBiweekly

Taxes & deductionsCurrent

Federal income tax$193.08

Social Security + Medicare$176.54

Ohio income tax$54.33

City income tax$0.00

Estimated net pay$1,883.74

Example: $60,000 salary, paid biweekly, federal Single, IT-4 with 1 exemption, no city or school district tax, no voluntary deductions. Use the calculator below for your own numbers.

Aug 2026 Ohio tablesPlus city and school district tax

Federal W-4 + FICA2026 brackets, $184,500 wage base

Salary or hourlyWeekly, biweekly, semimonthly and monthly pay

Ohio Paycheck Calculator

Pay details

Pay type

Salary Hourly

Annual salary

Pay frequency

Federal Form W-4

Filing status

Step 3: Credits (annual dependent and other credits)

Step 4(a): Other annual income

Step 4(b): Deductions

Step 4(c): Extra withholding (per paycheck)

Step 2(c) Multiple jobs or spouse also works Exempt from federal income-tax withholding, when qualified

Need the form itself? Use our Form W-4 generator.

Ohio IT-4, city and school district tax

IT-4 exemptions

Additional Ohio withholding (per paycheck)

Work city income tax

Other city rate (%, when "Another city")

School district tax rate (%, 0 if none)

School district tax base

Exempt from Ohio withholding (for example, a reciprocal-state resident with Form IT-4NR)

Ohio withholding uses the tables effective August 1, 2026: $650 per IT-4 exemption, then 1.6%, 2.99% and 3.4%. City tax applies to Medicare wages, so 401(k) deferrals don't reduce it. Look up your school district's rate on the Ohio Department of Taxation's School District Finder.

Deductions

Traditional retirement (per paycheck, cuts federal income tax)

Section 125 / HSA (per paycheck, can cut FICA too)

Other post-tax deductions (per paycheck)

Advanced payroll fields

YTD Social Security wages (stops SS at the $184,500 base)

YTD Medicare wages (for Additional Medicare)

81.6% Take home

Your paycheck

Take-home pay $1,883.74

Taxes $423.95

Other deductions $0.00

Where your money goes Current pay

Gross pay $2,307.69

Taxes

Federal income tax −$193.08

Social Security −$143.08

Medicare −$33.46

Additional Medicare $0.00

Ohio income tax −$54.33

City income tax $0.00

School district tax $0.00

Other payroll deductions

Traditional retirement $0.00

Section 125 / HSA $0.00

What You Should Know About Ohio Paychecks

Ohio moved to a flat 2.75% income tax on income above $26,050 for 2026, and new withholding tables took effect for payrolls ending on or after August 1, 2026. On a $60,000 salary with one IT-4 exemption, state withholding is $54.33 per biweekly paycheck.

The state line is often the smaller one. Most Ohio cities charge a municipal income tax, usually 2% to 2.5% of your wages where you work, and about 200 school districts add their own income tax for residents. Working in Columbus or Cleveland adds $57.69 to that same paycheck.

Ohio's minimum wage is $11.00 an hour in 2026 for employers with gross receipts over $405,000.

2.75% 2026 flat tax rate

On income above $26,050.

2.5% Columbus and Cleveland city tax

$57.69 per paycheck at $60,000.

$650 Per IT-4 exemption

Taken off annual wages first.

Ohio Paycheck Taxes at a Glance

Here's everything that can come out of an Ohio paycheck in 2026 and which payroll taxes the employer pays instead. For more on the federal lines, see our FICA tax guide.

Ohio employee paycheck items in 2026
Paycheck item	2026 treatment	Employee deduction?
Federal income tax	Based on wages, pay frequency and Form W-4	Yes
Social Security	6.2% up to the 2026 wage base of $184,500	Yes
Medicare	1.45% of all wages, plus 0.9% Additional Medicare above $200,000	Yes
Ohio income tax	1.6% to 3.4% withholding after $650 per IT-4 exemption (tables from August 1, 2026)	Yes
City income tax	Usually 1% to 2.75% of Medicare wages where you work	If your city has one
School district income tax	Usually 0.5% to 2% for residents of about 200 districts	If your district has one
Unemployment insurance	Employer-paid on the first $9,000 of each employee's wages	No

2026 Ohio Withholding Formula

For payrolls ending on or after August 1, 2026, employers annualize your wages, subtract $650 for each IT-4 exemption and apply this table. Then they divide by the number of pay periods.

Ohio annual withholding table, effective August 1, 2026
Annual wages after exemptions	Ohio withholding
Up to $26,050	1.6%
$26,050 to $100,000	$416.80 plus 2.99% over $26,050
Over $100,000	$2,627.91 plus 3.4% over $100,000
Bonuses and other supplemental pay	Flat 2.75%

Why withholding doesn't match the 2.75% tax: The 2026 tax itself is 0% on the first $26,050 and 2.75% above that. Ohio's withholding tables spread the tax across the whole year with different brackets, so they withhold something from the first dollar and a bit more near the top. Many people get a small state refund. Paychecks before August 1, 2026 used older tables with higher rates, so your year-to-date Ohio withholding may be higher than this calculator's per-paycheck amount times the number of checks.

Ohio City Income Tax

Most Ohio cities and many villages charge an income tax. Your employer withholds tax for the city where you work, on your Medicare wages.

City income tax on a $60,000 biweekly paycheck (2026)
Work city	City rate	City tax per paycheck	Take-home pay
No city tax	0%	$0.00	$1,883.74
Cincinnati	1.8%	$41.54	$1,842.20
Columbus, Cleveland, Toledo, Akron, Dayton, Canton	2.5%	$57.69	$1,826.05
Youngstown	2.75%	$63.46	$1,820.28

Two things people miss: First, city tax uses Medicare wages, so a traditional 401(k) doesn't lower it; only Section 125 benefits do. Second, if you live in a different city from the one you work in, your home city may tax you too, minus a credit for the tax paid to your work city. That credit is often partial, so check with your home city or its collector (RITA, CCA or the city itself). City rates here are the ones we last checked; confirm yours before you rely on them.

Ohio School District Income Tax

About 200 Ohio school districts charge their residents an income tax. It's based on where you live, not where you work, and your employer withholds it if you tell them your district on Form IT-4.

School district tax on a $60,000 biweekly paycheck, 1 exemption (2026)
District tax base	How it's withheld	Tax at a 1% rate	Take-home pay
Traditional	Federal wages minus $650 per exemption, times the rate	$22.83	$1,860.91
Earned income	All federal wages, times the rate	$23.08	$1,860.66

Finding your rate: Use the Ohio Department of Taxation's School District Finder with your home address, then enter the rate and base type in the calculator. Rates are set by voters and usually run from 0.5% to 2%. If your employer doesn't withhold it, you'll pay it with Form SD 100 when you file.

Form IT-4: How Your Choices Change Your Paycheck

Ohio doesn't use your federal W-4 for state tax. Your employer needs Form IT-4. Here's what each choice does to a $60,000 biweekly paycheck with no city tax.

Effect of IT-4 choices on Ohio withholding, $60,000 salary, biweekly (2026)
IT-4 choice	Ohio tax	Take-home pay
0 exemptions	$55.07	$1,883.00
1 exemption (yourself)	$54.33	$1,883.74
3 exemptions	$52.83	$1,885.24
1 exemption, plus $10 extra	$64.33	$1,873.74
Exempt (IT-4NR, reciprocal state)	$0.00	$1,938.07

How to read this: An exemption is worth $650 a year, which moves Ohio withholding by only 40 to 85 cents a paycheck. If you have other income or two jobs, extra withholding is the better lever. A married couple filing jointly with two exemptions has $53.58 withheld at this salary and takes home $1,968.34, mostly because of lower federal tax.

What Ohio Tax Really Costs by Salary

Ohio withholding per biweekly paycheck for a single filer with one exemption, next to Columbus city tax and a married filer with two exemptions.

Ohio withholding by salary (2026)
Salary	Ohio tax per paycheck	Ohio tax per year	Share of gross	Columbus tax per paycheck	Married, 2 exemptions
$30,000	$19.83	$516	1.72%	$28.85	$19.08
$40,000	$31.33	$815	2.04%	$38.46	$30.58
$50,000	$42.83	$1,114	2.23%	$48.08	$42.08
$60,000	$54.33	$1,413	2.35%	$57.69	$53.58
$75,000	$71.58	$1,861	2.48%	$72.12	$70.83
$100,000	$100.33	$2,609	2.61%	$96.15	$99.58
$120,000	$126.38	$3,286	2.74%	$115.38	$125.53
$150,000	$165.61	$4,306	2.87%	$144.23	$164.76

Ohio Paycheck Tax Compared With Nearby States

The same $60,000 biweekly paycheck, filing single, run through our other state calculators with their default settings.

State and local tax on a $60,000 salary, biweekly, single (2026)
State	State and local tax per paycheck	Per year
Indiana (state plus county)	$112.78	$2,932
Ohio, working in Columbus	$112.02	$2,913
Michigan (no city tax)	$88.43	$2,299
Kentucky (no local tax)	$76.25	$1,983
Pennsylvania (state 3.07% only)	$70.85	$1,842
Ohio, no city tax	$54.33	$1,413

Keep the whole picture in mind: Ohio's state tax is one of the lowest in the region, but city tax roughly doubles it for most workers. Michigan, Kentucky and Pennsylvania have local taxes in some cities too, so compare the city you'd actually work in.

Ohio Salary Calculator: Take-Home Pay Examples for 2026

Biweekly pay with no pre-tax deductions or school district tax. Single filers use federal Single and 1 IT-4 exemption; married filers use Married Filing Jointly and 2 exemptions. The Columbus column adds 2.5% city tax for a single filer. To convert pay first, use our salary to hourly calculator, or model a raise with the pay raise calculator.

Ohio take-home pay by annual salary (biweekly, 2026)
Annual salary	Single annual net	Single avg. monthly net	Single in Columbus, annual net	Married annual net	Married avg. monthly net
$30,000	$25,769	$2,147	$25,019	$27,209	$2,267
$40,000	$33,505	$2,792	$32,505	$35,365	$2,947
$50,000	$41,242	$3,437	$39,992	$43,301	$3,608
$60,000	$48,977	$4,081	$47,477	$51,177	$4,265
$75,000	$59,731	$4,978	$57,856	$62,781	$5,232
$100,000	$76,571	$6,381	$74,071	$82,121	$6,843
$120,000	$89,964	$7,497	$86,964	$97,516	$8,126
$150,000	$109,485	$9,124	$105,735	$118,901	$9,908

How to Calculate Your Ohio Paycheck

An Ohio paycheck goes from gross pay to take-home pay in four steps. The Ohio step can have up to three lines: state, city and school district, which this calculator runs for you.

Calculate gross pay

Divide salary by pay periods, or multiply the hourly rate by regular hours and add overtime at 1.5 times the rate after 40 hours in a week.

Apply pre-tax deductions

Traditional 401(k) deductions and qualifying Section 125 benefits lower federal and state taxable wages. For city tax, only Section 125 counts.

Calculate federal tax and FICA

Use Form W-4 for federal income tax withholding, then take 6.2% for Social Security up to $184,500 and 1.45% for Medicare.

Calculate Ohio, city and school tax

Annualize wages, subtract $650 per IT-4 exemption, apply the Ohio table and divide by pay periods. Add your work city's rate on Medicare wages and any school district tax.

Ohio Withholding Worked Example: $60,000 Salary, Biweekly

Here's the August 2026 Ohio method run by hand for the paycheck at the top of this page: a $60,000 salary, IT-4 with 1 exemption, biweekly pay and no pre-tax deductions. The last row adds Columbus city tax.

Step-by-step 2026 Ohio withholding on a $60,000 biweekly salary
Step	Calculation	Result
1. Annualize wages	$2,307.69 times 26	$59,999.94
2. Subtract exemptions	$59,999.94 minus $650	$59,349.94
3. Apply the table	$416.80 plus 2.99% of $33,299.94 (the amount over $26,050)	$1,412.47 per year
4. Divide by pay periods	$1,412.47 divided by 26	$54.33
5. City tax, if working in Columbus	$2,307.69 times 2.5%	$57.69

What it means for take-home pay: Gross pay of $2,307.69 minus $193.08 federal income tax, $143.08 Social Security, $33.46 Medicare and $54.33 Ohio tax leaves $1,883.74. Working in Columbus, take-home pay is $1,826.05.

Ohio Minimum Wage and Overtime in 2026

Ohio's minimum wage rises each January with inflation under the state constitution.

Ohio minimum wage and pay rules
Rule	Amount or requirement	What it means for a paycheck
Minimum wage (employers over $405,000 gross receipts)	$11.00 an hour	$440 weekly gross at 40 hours; $6.84 Ohio tax; $386.46 take-home, or $375.46 working in Columbus
Tipped employees	$5.50 an hour cash wage	Tips must bring pay to at least $11.00
Smaller employers, and workers aged 14 and 15	$7.25 an hour	The federal minimum applies
Overtime	1.5 times the regular rate after 40 hours a week	Enter overtime hours in hourly mode

Overtime example: $20 an hour for 80 regular and 10 overtime hours is $1,900 gross. Ohio withholding is $42.14 and take-home pay is $1,568.36 with no city tax. To total a week of punches first, use our time card calculator with overtime.

For more on how deductions change taxable wages, see our pre-tax vs. post-tax deductions guide.

Ohio Paycheck Tax Calculator: How Ohio Withholding Works

An Ohio paycheck calculator has to handle three layers of tax. On your pay stub you'll see OH SIT or Ohio state withholding, usually a city line such as COLUMBUS or CLEVELAND, and sometimes an SD line for school district tax. Our pay stub abbreviations list explains the other codes.

Federal Withholding for Ohio Paychecks

Federal withholding uses your Form W-4 and the 2026 federal brackets. The calculator supports filing status, Step 2(c), Step 3 credits and Step 4(a), 4(b) and 4(c). If you claim the new overtime or tips deductions, our W-4 Step 4(b) worksheet guide shows how to enter them, and our 2026 federal tax withholding guide covers the rest.

Working Across State Lines

Ohio has reciprocal agreements with Indiana, Kentucky, Michigan, Pennsylvania and West Virginia. Residents of those states file Form IT-4NR with an Ohio employer and pay state tax only at home, though the Ohio city where they work can still tax their wages.

Bonuses

For payrolls from August 1, 2026, Ohio withholds a flat 2.75% on bonuses paid separately. City tax and school district tax still apply, as do federal withholding (usually a flat 22%) and FICA. See why bonuses are taxed so high.

Employer Payroll Costs in Ohio

Employers pay state unemployment insurance on the first $9,000 of each employee's wages. None of it comes out of your pay. At year-end, our W-2 form generator can use the same wage and withholding totals, including the local boxes.

Why Your Actual Ohio Paycheck May Differ

This calculator is a close estimate, not your employer's payroll run. Your IT-4 on file, whether your employer uses the printed tables (which can differ by a cent), your city's rate and credit rules, benefit elections and a 27th biweekly payday in some years can all move the result a little. Three-paycheck months change monthly cash flow but not the tax on each check. For a full checklist, see why your paycheck is lower than expected.

Official 2026 Ohio Payroll Sources

Payroll facts on this page are checked against the Ohio Department of Taxation employer withholding tables effective August 1, 2026, the school district withholding formula, the Ohio Department of Commerce minimum wage notice and IRS Publication 15-T for 2026. Reviewed September 25, 2026.

Ohio Paycheck Calculator by Pay Frequency

This page also works as a weekly, biweekly, semimonthly or monthly Ohio payroll calculator. The annual salary stays the same, but gross pay and withholding on each check change with the number of pay periods. See our pay period guide for how the schedules differ.

52Weekly$941.88 net

26Biweekly$1,883.74 net

24Semimonthly$2,040.73 net

12Monthly$4,081.46 net

1Annual$48,977 net

Figures use a $60,000 salary, federal Single, IT-4 with 1 exemption, no city or school district tax and no voluntary deductions. Ohio tax is $27.16 weekly, $54.33 biweekly, $58.85 semimonthly and $117.71 monthly.

How We Test This Ohio Paycheck Calculator

Every scenario below was run through the calculator on this page on September 25, 2026 and checked by hand against the Ohio formula effective August 1, 2026. Scenarios are biweekly unless noted.

Ohio paycheck test cases, checked September 25, 2026 (per paycheck)
Scenario	Gross pay	Federal income tax	Ohio tax	City or school tax	Take-home pay
$30,000, 1 exemption	$1,153.85	$54.62	$19.83	$0.00	$991.13
$60,000, 1 exemption	$2,307.69	$193.08	$54.33	$0.00	$1,883.74
$60,000, 0 exemptions	$2,307.69	$193.08	$55.07	$0.00	$1,883.00
$60,000, 3 exemptions	$2,307.69	$193.08	$52.83	$0.00	$1,885.24
$60,000, $10 extra	$2,307.69	$193.08	$64.33	$0.00	$1,873.74
$60,000, exempt (IT-4NR)	$2,307.69	$193.08	$0.00	$0.00	$1,938.07
$60,000, Columbus	$2,307.69	$193.08	$54.33	$57.69	$1,826.05
$60,000, Cincinnati	$2,307.69	$193.08	$54.33	$41.54	$1,842.20
$60,000, Youngstown	$2,307.69	$193.08	$54.33	$63.46	$1,820.28
$60,000, 1% traditional school district	$2,307.69	$193.08	$54.33	$22.83	$1,860.91
$60,000, 1% earned income school district	$2,307.69	$193.08	$54.33	$23.08	$1,860.66
$60,000, $150 401(k), Columbus	$2,307.69	$175.08	$49.84	$57.69	$1,698.54
$60,000, $100 Section 125, Columbus	$2,307.69	$181.08	$51.34	$55.19	$1,751.19
$60,000, Married Filing Jointly, 2 exemptions	$2,307.69	$109.23	$53.58	$0.00	$1,968.34
$45,000, Head of Household, $2,200 W-4 credit, 3 exemptions	$1,730.77	$0.00	$35.58	$0.00	$1,562.78
$150,000, Cleveland	$5,769.23	$951.31	$165.61	$144.23	$4,066.74
$20 an hour, 80 hours plus 10 overtime	$1,900.00	$144.15	$42.14	$0.00	$1,568.36
$11 an hour, 40 hours, weekly, Columbus	$440.00	$13.04	$6.84	$11.00	$375.46

Update log: September 25, 2026: rewrote this page and fixed the calculator. The old version treated Ohio as a state with no income tax and left out city and school district tax, so it overstated take-home pay by $54.33 per paycheck at $60,000 ($112.02 working in Columbus). The calculator now runs the August 2026 Ohio formula with IT-4 exemptions, city tax on Medicare wages and school district tax on either base. We added the formula, city and school district sections, an IT-4 comparison, a state comparison, a worked example and the test cases above. We re-check this page whenever Ohio or the IRS publishes new tables, and at least once a year each January.

2026 Tax Data This Calculator Uses

Here's every rate and limit behind the numbers on this page and where it comes from, so you can check them yourself.

Tax rates and limits used by the Ohio paycheck calculator
Item	2026 value used	Source
Federal income tax withholding	2026 brackets and standard deductions for Form W-4	IRS Publication 15-T (2026)
Social Security	6.2% up to $184,500 in wages	Social Security Administration
Medicare	1.45% of all wages, plus 0.9% above $200,000	IRS Publication 15 (2026)
Ohio withholding	$650 per exemption; 1.6%, 2.99% and 3.4%; 2.75% supplemental (from August 1, 2026)	Ohio Department of Taxation
School district withholding	Rate times federal wages, minus $650 per exemption in traditional districts	ODT school district formula
City income tax	Work city's rate on Medicare wages	RITA tax rates table and city tax offices
Minimum wage	$11.00; $5.50 tipped	Ohio Department of Commerce

Spotted something that looks wrong? Tell us through the editorial contact form with the inputs you used, and we'll re-check the calculation. This page is written by Rachel Brooks and follows the research and review process on our editorial team page. ePayStubs isn't affiliated with the IRS or the State of Ohio.

Ohio Paycheck Calculator FAQ

Does Ohio have a state income tax?

Yes. For 2026 Ohio taxes income above $26,050 at a flat 2.75%. Most Ohio cities add a municipal income tax, often 2% to 2.5%, and about 200 school districts add their own income tax.

How much tax is taken out of an Ohio paycheck?

On a $60,000 salary paid biweekly, filing single with one IT-4 exemption and no city tax, $423.95 comes out of each $2,307.69 paycheck: $193.08 federal income tax, $143.08 Social Security, $33.46 Medicare and $54.33 Ohio income tax. That leaves $1,883.74. Working in Columbus or Cleveland adds $57.69 of city tax.

Why did my Ohio withholding change in August 2026?

Ohio published new withholding tables for payrolls ending on or after August 1, 2026 to reflect the 2.75% flat tax under House Bill 96. The new tables use 1.6%, 2.99% and 3.4% brackets after $650 per IT-4 exemption. This calculator uses the August 2026 tables.

How do IT-4 exemptions work?

Each exemption on Form IT-4 removes $650 a year from your wages before the Ohio table applies. You can claim one for yourself, one for your spouse and one for each dependent. Each exemption is worth about 40 to 85 cents per biweekly paycheck.

How much is city income tax in Ohio?

It depends on where you work and live. Columbus, Cleveland, Toledo, Akron, Dayton and Canton charge 2.5%, Cincinnati charges 1.8% and Youngstown charges 2.75%, based on the rates we last checked. City tax applies to Medicare wages, so 401(k) contributions don't lower it.

What is Ohio school district income tax?

About 200 Ohio school districts charge residents an income tax, usually 0.5% to 2%. Traditional-base districts withhold on federal wages minus $650 per exemption; earned-income districts withhold on all federal wages. Enter your district's rate in the calculator if it has one.

How are bonuses taxed in Ohio?

For payrolls from August 1, 2026, Ohio withholds a flat 2.75% on bonuses and other supplemental pay. City tax and any school district tax also apply, as do federal withholding (usually a flat 22%) and FICA.

What is Ohio's minimum wage in 2026?

$11.00 an hour for employers with annual gross receipts over $405,000, and $5.50 for tipped employees. Smaller employers and workers aged 14 and 15 can be paid the federal $7.25. Overtime is 1.5 times the regular rate after 40 hours a week.

Are 401(k) contributions pre-tax in Ohio?

Yes for state and school district tax, no for city tax. A $150 biweekly 401(k) contribution on a $60,000 salary cuts Ohio withholding from $54.33 to $49.84, but Columbus tax stays at $57.69 because city tax uses Medicare wages.

Do I pay Ohio tax if I live in Indiana, Kentucky, Michigan, Pennsylvania or West Virginia?

No. Ohio has reciprocal agreements with those five states. File Form IT-4NR with your Ohio employer and only your home state withholds. Ohio city income tax can still apply where you work.

How do I calculate take-home pay in Ohio?

Start with gross pay and subtract pre-tax deductions. Figure federal withholding and FICA. Then annualize your wages, subtract $650 per IT-4 exemption, apply the Ohio table and divide by pay periods. Add city tax at your work city's rate on Medicare wages and any school district tax. Subtract post-tax deductions to get take-home pay.

Ohio Payroll Resources

Ohio Paystub Generator

Create an Ohio pay stub with federal tax, FICA, state, city and school district tax.

Form W-4 Generator

Prepare the federal withholding form behind your paycheck calculation.

W-2 Form Generator

Create a W-2 from year-end wage and withholding totals.

Ready to put your Ohio numbers on a pay stub?

Use the same gross pay, federal tax, FICA, Ohio, city and school district tax and deduction details with our paystub generator to create an Ohio pay stub.

Build My Ohio Pay Stub

Written by: Rachel Brooks, Tax Forms and W-2 Content Specialist. Last updated: September 25, 2026. Checked against the Ohio withholding tables effective August 1, 2026, the school district withholding formula, Ohio Department of Commerce minimum wage guidance and IRS Publication 15-T (2026).

Disclaimer: Estimates are for educational use and aren't tax or legal advice. Actual payroll withholding depends on the employee's Form W-4, Form IT-4, where the employee lives and works, year-to-date wages, benefits, deductions and employer payroll system. For more Ohio payroll details, see our Ohio Payroll Guide.

Official sources: Ohio employer withholding · School district formula · IRS Publication 15-T (2026). Reviewed September 25, 2026.

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